Curing the Credit Card Virus Countrywide Has the Remedy

stockfresh_1104622_falling-credit-cards_sizeS-300x200America is beginning to recover from the coronavirus quarantines. People are practicing social distancing and are getting back to work. There is a new normal in society and it is healthy. There remain some of the problems people had before the pandemic and the issues are beginning to get out of hand. Some people need to cure themselves of a dependence on credit cards.


It Was not Irresponsible Spending.


It was all innocent at the start. People were stuck inside their houses and the shops were closed. Instead of going out to the store, folks began to use Amazon for shopping and asked the supermarkets to deliver groceries. Everything was paid with credit cards online. It became so easy that many became accustomed to doing everything online and sometimes overspending.


The stimulus package did nothing to help ease credit card binges. While some companies were lenient and even gave some rebates, credit card companies did not. They continued to charge double-digit interest on purchases. Many people began to see their financial wellness being threatened.


Organizations can help employees who are having money problems, and the best assistance is often good advice. Countrywide Pre-Paid Legal Services realizes how important it is to give folks the right kind of information. We have a financial wellness program that can get people back on the right track.


We Use Experienced Advisors


Countrywide has a nationwide network of certified counselors who will be there to help. These professionals work in the same communities where our client positions are located, and the counselors practice social distancing when they provide guidance. It is easy to get in contact with one of these counselors and our financial wellness plan members get priority treatment.


Credit card problems are cured with a little bit of adjustment. Many people do not understand budgeting, and Countrywide counselors offer their expertise. We will do a budget analysis for a financial wellness plan member. The investigation will show the counselor areas in a person’s budget where a few changes can release the cash necessary to pay credit card balances. 


Furthermore, the counselor can suggest ways to renegotiate payments with credit card companies and advise on how to deal with financial emergencies. The result of all the work is a plan member who has better control over finances, especially credit cards.


You Can Expect the Best Financial Wellness Service


It is not easy to correct a money problem. People are extremely nervous and worried about the issue. Our counselors deal with everyday challenges and have excellent interpersonal skills. They offer advice based on years of experience and provided in a way that instills confidence in a plan member. Emotional intelligence is the unwritten Countrywide benefit. Our counselors have the people skills necessary to calm shattered nerves and deliver viable solutions.


Clients Help Develop the Plan


A good employee benefit is going to provide exceptional services for everyone in the organization. Countrywide would like to develop a financial wellness plan for a client that meets the needs of all the workers. We ask decision-makers to select those benefits they want to see in their program.


 We explain everything and do not try to pressure prospective clients to accept one benefit over another. What the client wants, the client gets. We provide the administrative services that deliver assistance in a timely fashion for all employees of that client.


Coming out of quarantine takes some adjustments and there are financial challenges for the average person. Countrywide has a program that makes the transition into the new reality a lot easier. Employees will appreciate the advice we provide. If you have any questions about our services, please feel free to contact us at your convenience.


We look forward to answering any questions you may have.