Group legal plans will offer services that help employees manage everyday legal situations. For example, the vendors will assist in drafting simple wills and living wills. Sometimes, the language could be more straightforward. For example, a plan member might need help figuring out who is an executor instead of someone who has medical powers of attorney since both are legal positions. Here are the differences.
Articles Posted in Wills
Essential Elements of a Simple Will
A simple will is a testament to what a person wants to be done with their estate once they have died. The document is no more than six pages long and, if properly drafted, will ensure a person’s wishes are fulfilled. However, some things need to be in the paperwork to make the document better enforceable. Here are some improvements a person can make to a simple will that ensures their wishes are carried out as intended. These improvements include:
- Alternative beneficiaries should be there. It’s vital to name alternative beneficiaries in case the primary ones died before the testator or are unable or unwilling to inherit their portion.
- The will ordinarily distributes the estate in equal shares among the beneficiaries. If the testator wants to leave specific amounts of money or assets to particular individuals or organizations, these must be included in the simple will.
- An executor has to be appointed so that the terms of the will are carried out. That person must be someone who is both competent and trusted.
- Provisions for minor children. This is essential if the testator has little children since their care and guardianship need to be provided if both parents pass away.
- Tax implications are going to play a role in estate distribution. Therefore, it is essential to consult with an attorney or accountant to be sure that the estate is structured in a tax-efficient way.
- Regular updating. Drafting a will is one thing, and maintaining it is another. Regular updates will make necessary corrections due to marriages, divorces, changes in assets, births, or deaths of any beneficiaries.
Put a Simple Will on Your 2020 Bucket List – Your Loved Ones Will Thank You
People like to set goals for the coming year. It is an opportunity to do things that will lead to a better quality of life. A project that should be on the 2020 bucket list is having a simple will drafted.
It is a task many will put on the back burner, and that is not a good idea. Death comes knocking when you least expect it. An accident or a heart attack can snatch a person and leave behind family and the estate open to dispute.
A Simple Will Prevents Domestic Trouble
It is sad to say but an estate can bring out the worst in people. Petty disputes can lead to feuds, which will last for years. Matters will only get worse because the probate court will be directly involved when there is no will. Continue reading
Avoiding Problems with a Simple Will – The Probate Issues Will Fade
Estates can be orderly or chaotic; the individual determines the state of affairs. A simple will can make life easier for everyone. Too many people keep putting off drafting a will until the future. Kicking the can down the street has consequences that are rough for beneficiaries. Group legal plans promote simple wills as a pre-paid legal services benefit, and plan members should not ignore this chore.
The Probate Hassle
The mission of the probate court is to assure the distribution of the estate to the rightful beneficiaries. Dying intestate, without a will, makes matters difficult as the state tumbles into probate bureaucracy. Probate court can be a spider’s web of regulations and procedures. The court appoints an administrator to supervise the estate’s distribution. That person reports directly to the court. Seeking court approval for various actions will slow down the process. It can take months before the estate is formally closed. Continue reading
Making Your Wishes Known – Healthcare Providers Appreciate the Instructions
The advances in modern medicine are nearly miraculous. People who were once considered terminal cases now have a fighting chance to recover, survive, and thrive. Consumers are becoming aware of new therapies and treatments and they are also more cost-conscious. They want second opinions and will decide what they would like to have as their treatment. That freedom of choice is excellent, but it does not mean anything if the patient is unresponsive.
Following the Protocols
Healthcare providers will follow standard protocols of treatment if they have no other instructions from the patient. These procedures might not be what the patient wants. The treatments could also be costly. Nevertheless, without the patient’s instructions, the protocols will be followed. It would be beneficial if group legal plans provided living wills and medical powers of attorney benefits. The documents offer these valuable benefits:
- The living will specifies what medical procedures will be used if the patient is not responsive;
- Medical powers of attorney authorize a trusted person to make decisions for an unresponsive patient. That person knows what the patient wants and instructs the healthcare providers accordingly.
Preventing a Domestic War – A Simple Will Stops a Family Feud
Group Legal Plans encourage members to use the simple will drafting benefit. It isn’t too complicated and a simple will determines how an estate is distributed. It prevents a lot of probate court hassles and there is something else even more important. This pre-paid legal services option can prevent a major family feud.
Estates Can Be Messy
A death in the family will bring loved ones together in a spirit of mutual grieving and sympathy. The estate left behind can pull that same family apart and create domestic chaos. Relatives can grumble about what is specified in a will but that is all they can do. However, in an estate without a will a family can quickly become involved in a vicious battle.
The probate court becomes intimately involved. An administrator is appointed by the bench and reports directly to the court. There is no executor to keep things running smoothly. Family disputes over who gets what can create hard feelings that take years to reconcile. Countrywide Pre-Paid Legal Services is a Group Legal Plan vendor that has drafting simple wills as an option. Continue reading
Preparing for the Final Curtain – A Simple Will Makes It Easier
Death will come unannounced. An individual may die while asleep or from an unexpected heart attack. While we can’t always prepare for death, we can protect our loved ones from the consequences with a simple will.
You can’t take it with you is an old saying. It is true, but you can leave a hot mess when you exit. Dying without a will leaves your loved ones in a state of limbo. Probate court appoints an administrator who reports directly to the bench. There is no executor of the will and the estate settlement will drag on for months or even years.
People forget to write wills and families pay for such negligence. There are bills to be paid such as tuition and badly needed money from an estate is not available. Moreover, there can be bitter squabbles over the estate that result in long-term family feuds. Group legal plans will draft simple wills for plan members. Countrywide Pre-Paid Legal Services will prepare those final documents as a benefit option. Continue reading
Dealing with the Ordinary – Routine Services Add to Overall Quality
Legal issues are ordinarily not the courtroom dramas seen on television. Law is primarily a system of paper processing and filings. There are deadlines and evidence requirements which most people do not understand. Group legal plans promote services that help plan members deal with ordinary situations. Countrywide Pre-Paid Legal Services offers a benefit that will address any legal issues.
It Starts with Professionals
The Countrywide network of attorneys is the primary benefits provider. The lawyers practice in our client’s communities and a meeting is simple to arrange. Group legal plan members are encouraged to ask questions. Countrywide attorneys will address issues such as consumer protection or document review and give superior guidance. People sometimes forget to ask a question in a meeting. Countrywide allows an unlimited number of telephone calls on a given subject.
Warranties are documents that people don’t always understand. Countrywide attorneys will interpret and help a person get what they are supposed to receive. If a consumer protection complaint must be filed, the Countrywide attorney will guide the plan member in preparing the evidence and the documents. This legal professional also knows what public agency to approach and help dealing with all branches of government is a Countrywide benefit option. Continue reading
Emotional Benefits of a Living Will – Family Emotions Can Be Soothed
A living will sounds like a contradiction. Wills are supposed to convey the wishes of dead people so why bother with one? A living will, and the accompanying medical powers of attorney, are more important than many people can appreciate. Both safeguard the emotions of survivors and loved ones.
The Cold Reality behind Living Wills
A medical crisis is nondiscriminatory: it will strike a person regardless of race, sex, color, or creed. An automobile accident or a cardiac seizure can render a person unconscious and unable to communicate. Healthcare providers are ethically mandated to comply with a patient’s wishes. A comatose victim cannot communicate instructions and the hospitals only course of action is a life support system. Life support puts a person in vegetative limbo; living but not responsive.
The patient’s family goes through the pain of watching a loved one lying in bed with minimal recovery chances. No one knows what medical care the patient wants. Death may be months or even years away. Group legal plans must address the living will issue and Countrywide Pre-Paid Legal Services does that. We have a living will option in our group legal plan benefits. Continue reading
Document Drafting is a Legal Service – People Need This Assistance From Time to Time
Pre-paid legal services include creating documents. There are many forms of legal paper an individual might use and some that are essential. In fact there can be serious consequences for not having the latter. Effective group legal plans offer a variety of document drafting service.
Protecting Your Survivors
Everyone should have at least a simple will. This protects survivors of loved ones if an untimely death occurs. An estate without a will is considered intestate and the beneficiaries are at the mercy of the probate court. It could take years before the estate is finally distributed to the heirs.
Accidents or a medical crisis may leave a person comatose and living only because of life support systems. Families have the heartache of watching a victim lie in a vegetative state, with no chance of final closure. Decisions about a victim’s care could be delayed if there is no living will or medical powers of attorney. Continue reading