During this constantly evolving situation, presented by the COVID-19 pandemic, we want to assure you that Countrywide Pre-Paid Legal Services is fully operational and well positioned to navigate this challenge and will continue providing the services you have come to count on from us. We are available by phone or email.

stockfresh_132711_senior-couple-meeting-with-agent_sizeS-300x201Change is coming for better or worse; public agencies may start the year with new guidelines and procedures. These developments can be a big hassle for employees and a challenge for some group legal plans.

Mistakes Can Happen

Government employees are not trying to act mysterious. They need to apply regulations that were not on the books in 2020 but are there now. People can make mistakes and that includes ordinary citizens. Continue reading

 

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200Employees care about their loved ones. They want them to be happy and financially safe. People will have last wills prepared to assure their family benefits from the estate. There is another type of will that is essential for protecting survivors: the living will, and group legal plans offer this as a benefit option.

 

Calamity Strikes Hard

 

Accidents are often unexpected. Heart attack or industrial accident can do more than render a victim helpless. The incident might leave a person comatose. That victim cannot communicate with anyone. It often happens that he or she is placed on a life-support system and remains unresponsive. That is when the real tragedy is played out. Continue reading

stockfresh_7102501_college-debt_sizeS-300x300COVID-19 has caused big changes in the academic world. Football games are canceled and classes on Zoom are more frequent. Campuses are going virtual, but something has not changed: tuition.

Students are required to pay for their classes and may take out major loans to afford the price. Loans are creating higher levels of anxiety among students. College debt is threatening the financial wellness of many, and many important life decisions are being delayed or given up on because of the figures. Organizations offer tuition assistance, but additional help is necessary. Countrywide Pre-Paid Legal Services offers a financial wellness benefit that gives substantial support. Continue reading

stockfresh_1959659_explaining-mortgage-conditions_sizeS-300x200Group legal plans provide a needed service. There are legal issues that require a professional’s advice and experience. People appreciate having simple wills drafted and suggestions on how to deal with bureaucrats. However, there is more to providing high quality, pre-paid legal services.

 

All Forms of Communication

 

A group legal plan should do more than process papers. A willingness to go the extra mile needs to be part of the package. The attorneys must be empowered to offer more than essential services. The Countrywide Pre-Paid Legal Services group legal plan has communication built into it. Continue reading

stockfresh_7251761_consultant-showing-document-to-couple_sizeS-300x200Document review is an essential legal assignment. Companies ask law firms to review contracts and determine if a court case needs to be filed. The reviewed document can be hundreds of pages long.

Ordinary people do not require in-depth reviews. A maximum of six pages is usually sufficient. Some group legal plans have online services where members upload the paperwork for analysis. Countrywide Pre-Paid Legal Services does not do this. We feel there is more to providing high-quality service.

Do You Know That Person?

A group legal plan with online document review will have an attorney look at the papers. The attorney reviews the text and gives an analysis. A plan member has a professional look at the legal documents, but the attorney is a stranger. Other professionals perform future reviews and consequently, no relationship is created. Continue reading

stockfresh_132711_senior-couple-meeting-with-agent_sizeS-300x201Personal finances are a touchy subject. Everyone wants to feel responsible and money-sensible, but things happen. There can be sudden emergencies, such as medical bills, that mess up the best-laid plans.

Some find budgeting a challenge. They get used to living from paycheck to paycheck and rarely save any money. The kind of confusion that will harm financial wellness becomes a part of life. That should not happen, but it does. The mess only gets worse, but we can help end the cycle. Countrywide Pre-Paid Legal Services has a benefits program to improve employees’ financial wellness. Continue reading

stockfresh_3091602_good-service-makes-the-difference-chalk-illustration_sizeS-300x168Folks are upset with the government. Lockdowns and restrictions caused by coronavirus are frustrating, and many wonder if their tax dollars are being properly spent. Red tape and delays appear to be the new normal.

The government provides services that people need. Tutors, transport vans, healthcare aides, and other means of assistance are available and getting the right help might be a challenge. Public agencies are regulated by various rules that are confusing. Group legal plans should offer the means to help plan members deal with government agencies. Countrywide Pre-Paid Legal Services has a benefit that can make accessing public services more manageable. Continue reading

stockfresh_3266726_benefits-concept_sizeS_39f284-300x200Whether it is Christmas, Hanukkah, or Kwanzaa, this is the time of year when people feel generous and give gifts. 

 

Employees feel the same way. Holiday bonuses and other extraordinary things are given out to employees to celebrate the season. Countrywide Pre-Paid Legal Services thinks that this is the right time to present employees with a benefit they will greatly appreciate in the years to come.

 

A Primary Thought of All Employees

stockfresh_6378534_financial-freedom-concept_sizeS-300x192The Employee Benefit Research Institute (EBRI) recently conducted a study on financial wellness that produced interesting results. The published report,” 2020 EBRI Financial Wellbeing Employer Survey: COVID-19 Driving Benefit Offerings and Potentially Forcing of Budget Decisions,” shows a definite change in the focus of financial wellness programs. Instead of concentrating on retirement savings, there is more concern about employee personal finances’ overall stability.

 

Important Discoveries

 

The study shows productivity to be a driving force for financial wellness programs in addition to employee retention. COVID-19 has caused incredible anxiety among employees who are worried about money issues. The stress can impact performance and employers understand the need to respond proactively. Coaching is a topic being addressed and forward-thinking employers are reviewing the impact of healthcare. Continue reading

o-POWER-OF-ATTORNEY-facebook-300x200It might sound like the title for a low-budget horror film, but the reality is much worse. A comatose person, referred to as a flat liner by the medical staff, can be in a vegetative state for months and possibly years. It creates hell on earth for the family.

 

Living but Not Really Alive

 

It can be the result of a severe accident or heart attack among other sources. An unresponsive individual in a coma can give doctors no instructions about what treatment is to be administered and whether the life support system should be turned off. Healthcare providers are not going to second-guess anyone; they will keep an individual alive unless notified otherwise. Continue reading