Legal Insurance Blog

November 30, 2023

A Lawyer’s Advice Is Often Important

by justia.admin

As an employer, you understand the importance of providing comprehensive benefits to your employees. From healthcare to retirement plans, these benefits are designed to attract and retain the best talent. However, have you considered offering a group legal plan? Pre-paid legal services are often misunderstood as being only for courtroom drama. However, they offer essential legal assistance for employees, resolving disputes and ensuring the proper filing of critical legal documents. Here are four reasons why this type of service could be a valuable addition to your benefits package.

November 28, 2023

Why a Middle-Aged Employee Needs a Financial Wellness Benefit

by justia.admin

As an employee benefits broker, you know how important it is to educate your clients about the benefits they can offer their employees. One of the most important benefits you can recommend is financial wellness. Middle-aged employees, especially, can benefit from such a benefit. They can use a financial wellness benefit, and this service can help both the employee and the employer.

November 24, 2023

The Keys to Buying Your First House

by Len Feltoon

Buying your first house is one of the most exciting yet daunting experiences in your adult life. As a beginner, starting this process can be overwhelming, especially if you are unsure about how to assess your financial situation to afford homeownership. That’s why it’s essential to have access to a financial wellness benefit to help you get through the process. A certified financial wellness counselor is a good ally to have when you face challenges on your homeownership journey.

November 22, 2023

Protect Yourself This Holiday Season

by justia.admin

The holiday season is one of the busiest times of the year for shopping. Retailers take advantage of the holiday frenzy by offering sales and deals too good to resist. One of the everyday purchases made during the holiday season is product warranties. While these warranties are meant to give consumers peace of mind, there are risks involved in buying them. Essential features of a warranty are often overlooked, and it is crucial to review warranties with an attorney before purchasing them.

November 16, 2023

The Importance of Pre-Paid Legal Services for Mid-Career Employees

by Len Feltoon

Mid-career employees have a lot on their plates. Whether it is navigating complex office politics or balancing work and family life, there are many challenges that can arise in both a personal and professional life. One way to alleviate some of this stress is to invest in pre-paid legal services. These services can provide a wide range of benefits, including access to legal advice and other resources that can help a valuable employee navigate challenging situations. There are reasons why those services are so crucial for mid-career employees.

November 14, 2023

Breaking a Bad Credit Card Habit

by justia.admin

New college graduates bring energy and enthusiasm to the workplace. They are starting to climb the ladder and enter the real world. Financial independence and financial responsibility must come with the diploma. As tempting as credit cards may be, they do not guarantee an easy life, especially for those who do not know how to use them wisely. A financial wellness plan can help eliminate any bad habits that form.

November 9, 2023

Do Not be Blindsided by Family Medical Expenses

by Len Feltoon

As we go through life, we cannot predict every twist and turn that we may face. One of the unexpected events that can happen to anyone is a family medical emergency. Whether it is an accident, a severe illness, or a chronic health condition, such events can take a toll on both the patient and their family, emotionally as well as financially. Research by AccessOne discovered that 53% of families with children are afraid they might not be able to pay medical expenses. Mid-career employees most likely have families that depend on them, including children, aging parents, or siblings. Family medical emergencies can be unexpected and overwhelming, specifically those major medical bills that involve children. There are ways to manage such situations.

November 8, 2023

Change of Address Monitoring & Alerts Enhances ID Theft and Credit Monitoring Protection

by justia.admin

A comprehensive employee benefits program is something everyone appreciates. It reduces employee anxiety and promotes greater productivity. However, one benefit that is often overlooked is ID theft and credit monitoring. With the increasing number of identity theft cases, it is crucial to provide employees with an effective ID theft and credit monitoring program. A critical option in this type of benefit is change of address monitoring and alerts. That may look insignificant, but it is not.

November 7, 2023

How A Financial Wellness Plan Can Help Young Employees Buy Their First Home

by Len Feltoon

Anyone who is a first-time homebuyer is probably feeling overwhelmed by the process. Finding the perfect home, getting approved for a mortgage, and saving enough money for a down payment all make buying a home a daunting task. But by creating a sound buying plan, you can approach this process with clarity and purpose. A financial wellness employee benefit can set a first-time home buyer up for success and help them plan sensibly for that major purchase.

November 6, 2023

The Risk of Not Having a Lawyer Write Your Will

by Len Feltoon

Writing a will can seem overwhelming, and many people believe they can handle it on their own. However, without the proper legal advice and guidance, writing your own will is a risky proposition. You can avoid costly and potentially devastating mistakes. Writing your own will is risky, and a group legal plan can provide the protection you need.