During this constantly evolving situation, presented by the COVID-19 pandemic, we want to assure you that Countrywide Pre-Paid Legal Services is fully operational and well positioned to navigate this challenge and will continue providing the services you have come to count on from us. We are available by phone or email.

Articles Posted in Pre-Paid Legal Services

stockfresh_2064336_identity-theft-word-cloud-concept_sizeS-300x300We must accept a tech reality: hacking is not going away. It is a multi-billion-dollar industry that has many players, and some might be your neighbors.

Hacking and identity theft uses all kinds of tools. It can be as simple as someone looking over your shoulder at the debit machine and memorizing your PINs. It can be as sophisticated as scaling the security walls of a Fortune 500 company. This, by the way, has happened more than once. Everyone is vulnerable. Continue reading

lastwilltestament-300x200Family security should be there long after you are gone. Finances are a significant issue, and immediate access to an estate is essential. That economic priority is why group legal plans offer a chance to have a simple will drafted.

You Can Avoid the Estate Chaos

A simple will is no more than six pages long and having one is a mighty benefit for your loved ones. A will does more than distribute the money and furniture. A will can stipulate who will take care of your small children and the charities that will get a donation from your estate. This will make distribution faster and beneficiary debts like college tuition can be paid right away. Continue reading

fine-print-200x300Society has an orderly process that legal documents help manage. Leases, warranties, and licenses are all papers that guide daily living. Trouble can arise when documents are misunderstood. Many group legal plans provide services for reviewing legal documents. It is an essential pre-paid legal services benefit for many reasons.

Spotting Invalid Papers

Some landlords want to avoid having to pay legal fees. Instead of paying a lawyer to draft a lease, these property owners will use a copy of an existing lease. The problem is that it may be an out-of-state document that is invalid. The lease might also insist the signer waive certain rights that the state guarantees (E. G. Arbitration clauses that are inconsistent with the state’s tenant/landlord laws). An experienced lawyer will quickly discover such issues by doing a legal document review. Continue reading

stockfresh_2553181_consumer-protection-concept_sizeS-300x219Warranties help people with repair costs. These expenses can be significant if the damaged product is a washing machine or automobile. Many will purchase more when they buy a big-ticket item to help pay for repair costs.

Things might be going wrong with that major Christmas present. The buyer may be having some trouble understanding the warranty. Group legal plans will sometimes have a benefit option that includes warranty help. Countrywide Pre-Paid Legal Services offers that kind of assistance.

Read the Warranty! Continue reading

stockfresh_3433722_man-and-woman-signing-contract-paper_sizeS-e1578694746271-300x183People will sometimes think that legal services are all about jury trials. Although courtroom dramas are entertaining, most legal work is not performed in the courtroom. Instead, it is the processing of paperwork and the advice which is given by skilled professionals.

 

Paper abounds in the legal world. Titles deeds, wills, and notifications are significant. Group legal plans give services that might appear minor but have a considerable impact. It is indeed the small things that count in any group legal plan benefits. Continue reading

stockfresh_7251761_consultant-showing-document-to-couple_sizeS-300x200Document review is an essential legal assignment. Companies ask law firms to review contracts and determine if a court case needs to be filed. The reviewed document can be hundreds of pages long.

Ordinary people do not require in-depth reviews. A maximum of six pages is usually sufficient. Some group legal plans have online services where members upload the paperwork for analysis. Countrywide Pre-Paid Legal Services does not do this. We feel there is more to providing high-quality service.

Do You Know That Person?

A group legal plan with online document review will have an attorney look at the papers. The attorney reviews the text and gives an analysis. A plan member has a professional look at the legal documents, but the attorney is a stranger. Other professionals perform future reviews and consequently, no relationship is created. Continue reading

o-POWER-OF-ATTORNEY-facebook-300x200It might sound like the title for a low-budget horror film, but the reality is much worse. A comatose person, referred to as a flat liner by the medical staff, can be in a vegetative state for months and possibly years. It creates hell on earth for the family.

 

Living but Not Really Alive

 

It can be the result of a severe accident or heart attack among other sources. An unresponsive individual in a coma can give doctors no instructions about what treatment is to be administered and whether the life support system should be turned off. Healthcare providers are not going to second-guess anyone; they will keep an individual alive unless notified otherwise. Continue reading

stockfresh_7251761_consultant-showing-document-to-couple_sizeS-300x200The year is coming to an end and many people have a few things left on the bucket list. Various legal documents might need signing. These include leases, service contracts, and miscellaneous agreements. Warranties might be part of the holiday shopping list. These legal papers may be a bit confusing and there can be traps hidden by legalese and jargon.

 

A Wall of Uncertainty

 

Legal documents are written in a specific way and use words that are rarely spoken daily. Some folks will get flustered trying to decipher the terms. They signed the document just to get that chore out of the way. This can be a terrible mistake. Continue reading

employee-benefits-300x207We are coming to the end of the year and organizations are thinking of any new benefits. Employees still recovering from COVID-19 quarantines will appreciate any extra help from their employers. Group legal plans might not appear to be useful, but we disagree. These benefits are an excellent form of assistance for hard-working employees.

 

A World Wrapped in Paper

 

We cannot escape the fact that paper dominates our world. Legal documents determine who gets government services and whose estate is protected. Medical procedures are intended to prolong life even if a person objects to the process. There are other pieces of legal parchment that will have a significant influence if they do not control our lives completely. Continue reading

stockfresh_1627257_estate-planning-word-cloud-concept_sizeS-300x300We are all going to die and that is a fact of life. A person may think that his or her estate is not significant enough to have a will, but no estate is so small that no one will argue or contest it. Estates bring out the worst in many families and dying without a will can create a feud that lasts for generations.

 

Your Wishes Should Be Respected

 

Simple wills are a pre-paid legal services benefit that many group legal plans promote. The document allows you to designate who receives what from your estate. That is especially important. You may have family members who are estranged from you and you do not want them to reap the benefit of your passing. Unfortunately, if you die without a will, the same relatives can contest any estate distribution and lay claim to part of it. Continue reading