During this constantly evolving situation, presented by the COVID-19 pandemic, we want to assure you that Countrywide Pre-Paid Legal Services is fully operational and well positioned to navigate this challenge and will continue providing the services you have come to count on from us. We are available by phone or email.

Articles Posted in review documnets

by

Countrywide Makes the Language Clear 

stockfresh_210865_mature-businesswomen-discuss-contract_sizeS-300x208

 

 

Some the largest everyday mysteries are found in legal documents. The language can be extremely vague and complicated for most people, and it makes the ordinary person suspicious. Is it hard to decide whether a contract is going to be in the best interests of the signer. Group legal plans do not always provide service with review of contracts. Fortunately, Countrywide Pre-Paid Legal Services does. We do everything possible to end the mystery.

A Countrywide plan allows a client to take advantage of our nationwide network of attorneys. These are professionals who work with contractual terms every day. The lawyers will review a contract up to six pages in length as well as other legal documents. Continue reading

by

Knowledge Can Save a Buyer Thousands of Dollars

stockfresh_2142927_family-holding-a-sold-sign-outside-their-home_sizeS_62ad93-300x200

 

It is possible that the new tax reforms will change the housing industry. Changes in tax deductions can cause more people to rent, causing the price of housing to drop. It means that the house is no longer a financial investment but a home. It can cause a change in attitude for a lot of people because they may have to hold onto a house longer than they originally thought. Purchase of a house, therefore, becomes a long-term investment.

The house is also the largest investment most people will make in a lifetime. It is more complicated than a retail transaction. There are mountains of paperwork and procedures involved in the purchase. Not everybody understands how to qualify for a loan, but it is a very important part of the financial wellness issue. It also is true that some of the actors in the home investment process are not committed to helping people. We provide education to help homebuyer be a smart shopper. Continue reading

by

Someone Can Make the Needed Decisions

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200

 

Adults enjoy independence. Everyone wants to be in control their destiny and manage their personal life. No one wants to be under the control or guidance of another person. Unfortunately, matters happen beyond an individual’s control. There are occasions where a person is not in charge, and someone else must give the orders. A group legal plan with the ability to draft medical powers of attorney to assist in critical medical emergencies is a good one.

A medical emergency or an accident can render a person unconscious. Here she is in a senseless state where personal wishes cannot be determined. A concern is that no one knows what type of service the victim wants. Whether the person wants the life-support systems turned off is not known. Consequently, that machinery continues to work keeping a comatose patient alive even though there are no responses. Continue reading

by

The Medical Bills Can Be Staggering

stockfresh_1701311_stethoscope-and-dollar_sizeS_f73430-300x200

 

Employees expect to pay medical premiums either bi-weekly or monthly. They’re able to budget for these expenses and know what the figures will be. Something that is extremely difficult to budget for, and catches a person by surprise, is the medical deductible. It has the potential of harming the financial wellness of anyone.

Employers in the past few years have tried to contain medical insurance costs by raising the deductible. It means that deductibles that were once one or $2000 are now up to $5000 per year. The crisis sets in when someone has an illness or condition that is not temporary. Continue reading

by

Plastic Cards Do Not Need to Rule Your Life

stockfresh_1211123_upset-woman-glaring-at-her-many-credit-cards_sizeS-300x200

Folks often live by credit, and that plastic will destroy financial wellness. The tragedy happens when people forget the small print credit card companies are so famous for writing. Within the agreement for a credit card are stipulations for penalties and interest rates. They can be very sobering.

Make no mistake about it; financial institutions make a lot of money from credit card interest. Double-digit interest charges are standard, and this is at a time when the prime rate is incredibly low. The loss of financial wellness may not be due to the purchase but of the interest charged on the credit balance. People look for ways to get out from underneath the load but don’t always understand what to do. Continue reading

by

Good Communications is a Calming Force

stockfresh_591499_business-meeting-group-of-people-in-office_sizeS-1-300x200

Legal issues cause anxiety. Whether it is contracts that are vague or preparing cases for a small claims court, folks get extremely nervous. It makes sense because they do not know all about the law. It is a mystery that a good group legal plan can make clear. However, this clarity happens only when a good rapport and sound communication is present.

Good Communication is Critical

Communication is where many online legal assistance programs fail. They encourage subscribers to get in touch with any questions but do not establish a rapport. Frequently Asked Question pages pop up and these do not help. Pre-paid legal services require more. An opportunity to interact with an attorney face-to-face is critical. That kind of contact will help calm people’s nerves. Countrywide Pre-Paid Legal Services knows this. We have worked with organizations since 1987 to establish group legal plan benefits. Communication is an essential service. Continue reading

by

Questions Need Answersadvice-hands-300x231

We live in a world that is many times impersonal. When we want services and information, we are directed to commonly asked questions pages and requested to fill out forms. This is all done for Internet efficiency. That may be reasonable for retail products, but it can be a disaster for group legal plan.

Judicial Subjects are Hard to Comprehend

Legal matters can frighten and confuse. A person may not understand contract language at all and may be very concerned about dealing with public agencies. There is a need for better communication than a computer screen image. Legal services must include a level of communication that goes beyond filling in the blanks. Countrywide Pre-Paid Legal Services gives help that includes client communication. Continue reading

by

woman shouting into smartphoneThe first experience many people have with government service is being placed on hold. This is not because some social worker is going on a coffee break, but the individual has accidentally contacted the wrong office. It happens when people do not understand how to get through all the various steps getting needed assistance. A group legal plan must be able to help a person walk through the forest. Continue reading

by

Read the Fine Print - Magnifying Glass

Caveat emptor, let the buyer beware, is a traditional marketplace warning. It cautions a person to be very careful about what is being purchased, and many people are. They will hedge their bets so to speak by buying a warranty. This covers the cost of repair, but even this has a cautionary note. There are those who will not honor the warranty. It is why a group legal plan needs to consider warranties and consumer protection. Continue reading

by

Senior Adult Couple Going Over Papers in Their Home with Agent.
It appears many people think they’re indestructible. They’re not worried about any accidents happening to them because they don’t believe it is possible. This is true with young employees, unfortunately. They will use pre-paid legal services, but they may think just writing a will is all that is necessary. That is only part of the means to protect your loved ones.

It Can Occur Suddenly

Disaster can come in an ambulance with lights flashing and sirens wailing. Accidents can happen, and those on the road can be devastating. At the same time, they might not be fatal but something worse. That would be you, as the victim, surviving on life-support with no chance of ever regaining consciousness. The medical facility will do everything to keep you alive, and that could be for an extended time.

Continue reading