Articles Tagged with employee benefits

Professional Counselors Know Credit Card Debtroad-to-recovery-300x300

The Christmas holiday is over and people have packed up the holiday decorations and thrown out the boxes. It is time to get on with the new year but Santa Claus left something behind. Many people use credit cards to purchase presents and for most people it is not a problem. Unfortunately, for others it can be devastating. The Christmas bills and debt balance may have gotten out of control. The financial wellness of some people is in trouble.

Being Generous Has Consequences

It is easy to get wrapped up in the spirit of giving. No one wants to look like Scrooge, and the plastic comes out quickly. Stores encourage this with special deals but the problem comes a few weeks later. Christmas is not cheap, and missing a credit card payment adds a penalty to the figures. The shock of Christmas can add to a person’s stress. There are ways to get out of credit card problems with the right advice. Countrywide Pre-Paid Legal Services seeks to help people achieve better financial wellness balance. Continue reading

There is More to Service Than a Web Page2-phones-and-a-guy-300x199

A goal of employee benefits is to solve problems. Challenges and issues are arising in a person’s life, and the right benefits will provide answers and solutions. A group legal plan is committed to helping solve legal conundrums. It takes more than just a website, however. Legal issues can stress anybody. There are contracts, simple wills, and problems with government agencies which can give people severe headaches. Pre-paid legal services must do more than providing an FAQ page or an answer box. Communication is critical, and it should be in more than one medium. Countrywide Pre-Paid Legal Services has thirty years of experience in designing and administering legal plans. We know the importance of good communications when it comes to benefits.

Legal issues are very personal and developing rapport between attorney and plan member is essential. Countrywide has a nationwide network of attorneys who are chosen for personal skills as well as professional expertise. The ability to interact with plan members is We provide the means with which they can establish communication with individuals. Continue reading

It Prolongs Grieflastwilltestament-300x200

Death does not always come quickly. It is true some people will perish instantly in an accident but many others will not. They may be placed on life-support, even though the chances of being revived are almost nil, it does more than create an unrealistic hope for the survivors. Life-support systems also prolong the agony. The victim is in a state of suspended animation and is artificially kept alive. The services of a group legal plan can bring a merciful end to this dilemma.

The sorrow of loved ones is prolonged as they look at a body which is not moving. There is worse that can happen. Life-support system keeps individual alive, and this means the estate cannot be settled. Money that is needed for college tuition, or even to pay the bills incurred by the hospital stay, is delayed indefinitely. Situations, where there is no chance of recovery, can be resolved by medical powers of attorney. Countrywide Pre-Paid Legal Services offers such assistance. Continue reading

woman shouting into smartphoneThe first experience many people have with government service is being placed on hold. This is not because some social worker is going on a coffee break, but the individual has accidentally contacted the wrong office. It happens when people do not understand how to get through all the various steps getting needed assistance. A group legal plan must be able to help a person walk through the forest. Continue reading

                                                                                                             It is A Critical Part of Any Benefits PlanCost and value

 

A group legal plan will naturally have several benefit options. Activities such as drafting a will or helping with a consumer protection problem can be expected. What separates the good from the bad is the level of service provided. A vendor may claim a plan has all kinds of options, but the question of service is a high priority and needs addressing. Continue reading

Read the Fine Print - Magnifying Glass

Caveat emptor, let the buyer beware, is a traditional marketplace warning. It cautions a person to be very careful about what is being purchased, and many people are. They will hedge their bets so to speak by buying a warranty. This covers the cost of repair, but even this has a cautionary note. There are those who will not honor the warranty. It is why a group legal plan needs to consider warranties and consumer protection. Continue reading

 

Pre-paid legal services will usually cover some essential needs. Drafting a will or helping with government agencies is something that anyone can expect. However, there are times when special types of legal expertise are needed. It may be above and beyond what an ordinary attorney can do. A group legal plan must be able to respond to such a need. Continue reading

stockfresh_299770_broke_sizeSMedical expenses terrify many people. Simple surgeries which may help a person are avoided because of the dread of the cost. With deductibles ranging up to $5000 or more, this anxiety is understandable. The financial wellness of many people hangs on the ability to pay those bills. Continue reading

It Doesn’t Have to be a Life Long Burdendebt-on-top-of-man-300x279

College is not always a happy experience. There are many long hours late at night and lots of stress over grades. It would be nice if that anxiety ends on graduation day but it does not. Most college graduates are saddled with student loan obligations. These are controllable for some people, but others have the financial wellness threatened.

The Figures Can Be Enormous

It is the immense size of the debt which staggers people. The amount of student loan owed can be in the six figures for some people. This can make a significant difference in a lot of economic decisions. Life expenses such as buying a house could be delayed for decades. In some cases of desperation, a college graduate may elect to default or declare bankruptcy. Either can cause a lot of financial harm. Countrywide Pre- Paid Legal Services wants to help college graduates. It is why we have a financial wellness program. Continue reading

These Employees Need Helpsingle-dad-300x215

Being a single parent is never easy. This person does the work of two individuals in raising a family. It often happens that a single parent must deal with public agencies. This maybe for matters such as educational assistance for children, special programs, or other forms of aid. The challenge arises when the parent has to face bureaucracy. This can be a confusing and puzzling trip down corridors looking for the right office. Applications have to be done properly. A group legal plan can provide needed help for a hard-working single parent.

The Paperwork Gets Finished

Time is precious when an employee has children and a job to worry about. A single parent has to deal with family matters and can use some assistance. Countrywide Pre-Paid Legal Services is here to be a friend to this individual. We can help relieve some of the stress of having to deal with government agencies. Our network of attorneys has dealt with the public sector in the past. Required paperwork for services can be confusing. A Countrywide lawyer is there to explain what information is needed and help a group legal plan member complete the forms. The legal professional also sees to it that applications are delivered on time. Continue reading