During this constantly evolving situation, presented by the COVID-19 pandemic, we want to assure you that Countrywide Pre-Paid Legal Services is fully operational and well positioned to navigate this challenge and will continue providing the services you have come to count on from us. We are available by phone or email.

Articles Posted in Group Legal plans

stockfresh_2662466_last-will-and-testament-concept-of-estate-planning_sizeS_124228-300x196End of life financial planning is centered on maintaining a person’s estate. Financial products such as burial insurance is intended to protect the estate from funeral expenses and living wills can prevent deductibles from draining away financial assets. The essential part of any end-of-life financial planning is a simple will. It is the best way to keep the probate court from dominating the final distribution.

 

The Danger of No Will

 

A person who dies intestate has left this world without leaving behind a will to give instructions on how to distribute the estate. It results in a nightmare that involves probate court to the hilt. The lack of a will means there is no executor, and the court will appoint an administrator of the estate. That unlucky person is answerable to the court and must get court approval for even the smallest actions. It results in the final estate distribution being delayed for months. Continue reading

lastwilltestament-300x200People are sometimes shy about drawing up a will. It is a document that causes a person to admit that there will be a day when life is over. It may come as a surprise, but a will is also something to consider when making financial plans. You can think of it as end-of-life financial planning, and the document gives instructions on what is to be done with you and your estate. Group legal plans will offer simple wills but, another type, just as important, is the living will.

 

Preparing for a Possible Future

 

Death does not always come as a heart attack. There are situations where a person can be in a vegetative state for weeks, if not months, before finally dying. Some decisions must be made when a person is in a coma and cannot communicate them. Healthcare providers are committed to preserving the patient’s life, and that can mean placing someone on life support, even if the person does not want that.

stockfresh_8628298_sort-index-card-with-referrals-3d_sizeS-300x200Group legal plans must deliver services and not excuses. Client organizations expect that their employees receive the pre-paid legal services which they require. Some assistance, however, might not be part of the group legal plan.

Legal services will cover common issues such as writing simple wills or reviewing legal documents. These are important, but sometimes a group legal plan member might need something else. Adoption, real estate, immigration, and divorce laws are examples of specialty areas within the legal system. A plan attorney may not have the necessary expertise to be useful. Clients do not want any excuses; they want service! Countrywide Pre-Paid Legal Services can assist the plan member even if it means going outside the standard plan benefits. Continue reading

vacation-rental-home-warranty-300x300-300x300

Knowing the Law

 

Consumer warranty rights are defined under the Magnuson-Moss Act. Automobile warranties need to include specific coverage information and the seller must allow the consumer to read the warranty before buying it.

 

The warranty does not mean that a consumer is bound to have all their automotive maintenance work done at a dealership. Another establishment can do routine maintenance such as oil changes, replacing pads on the brakes, and working on the distributor. The warranty must show how long the warranty is in effect (ordinarily three years) and over how many miles (36,000 miles is the standard mileage limit). Aftermarket parts (AFP) are different from those of the original equipment manufacturer (OEM). Using the former does not necessarily mean the warranty is void. Continue reading

stockfresh_2064336_identity-theft-word-cloud-concept_sizeS-300x300Working from home sounds great. Anyone would enjoy getting away from the office gossip and arrange work schedules to better fit in with personal time. Still, an individual must be careful. There is danger lurking in the dark places of the Internet.

The Hacking Industry

Outsiders peeking into personal space is a real danger on the Internet. Cyber thieves are busy with phishing trips and hacking down security walls. Working from home is relaxing and people get careless. Opening an innocent-looking email can invite a lot of unwelcome guests into a person’s cyberspace. The damage may be extensive.

stockfresh_2261463_business-people-team_sizeS_5562cb-300x137It means a lot for employees to get back to work after a quarantine. Most do not enjoy staying at home, and the job routine is welcome. What is not are the legal hassles that sprang up during the furlough.

The Courts Were Still Working

The legal system never entirely shuts down. There were some deadline extensions, but the wheels of jurisprudence were slowly moving. Licenses had to be granted, applications for government assistance completed, and probate court issues needed to be resolved. Everything moved a little slower but kept going. Continue reading

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200Group legal plans are especially important in times of emergency. They offer benefits that a person can use to get out of a difficult situation or prepare for the worst and be ready for it when bad times come. The coronavirus pandemic is causing many people to think of situations they ignored in the past. They believe they can no longer put certain things off.

 

Imagining a Dark Side

 

Death comes to all of us, but it does not always come suddenly. A traffic accident or a heart attack might be a surprise, but the victim might linger. Instant death does not happen, and the individual is sent to the hospital for treatment. That is where a sad episode slowly develops. Continue reading

stockfresh_260360_read-the-fine-print_sizeS-200x300Group legal plans will offer a variety of pre-paid legal services to their memberships. Some of these benefits are significant, such as writing simple wills or helping with consumer protection issues. Other services might seem small but are just as crucial for plan members. The review of legal documents is one.

 

There Is a Mystery in the Paragraphs

 

Society is governed by pieces of paper that are easily misunderstood by the average person. Legal documents have a language that is not often used on the street, and misinterpretations have serious consequences.  Continue reading

95322156-attorney-clients-shacking-hands-deal-contract-negotiations-300x200Countrywide Pre-Paid Legal Services takes pride in offering solutions to common legal challenges. It can be drafting simple wills, reviewing legal documents, or other legal matters that an employee might face. Our nationwide network of experienced attorneys is ready to help. There are situations requiring specialized assistance, however.

The Different Faces of Law

There are areas of the law that happen to be unique niches. Immigration, Marine, and Real Estate law are examples. Problems in specialized areas require different kinds of legal help, the kind our lawyers do not ordinarily handle. Countrywide is committed to helping our group legal plan members. We will not hesitate to do a referral if needed. Continue reading

1Working from home does have great benefits. Commuting and daycare costs are drastically reduced, and irritating office politics is gone. Organizations are noticing increased productivity but that could be temporary. Some intangible benefits of the office are missing and need replacement.

 

The Informal Communications Network

 

People chat and share information in the office. Experiences one employee has are shared with another and that can help the second person. These informal communications include how to deal with government agencies. Loss of break room sharing takes away an essential source of information. An individual does not know how to work with bureaucrats and fellow employees are there to give advice. The stress of not knowing what to do can affect performance. Group legal plans might offer help and Countrywide Pre-Paid Legal Services provides guidance on how to deal with the government. Continue reading