Articles Posted in Group Legal plans

background_service_warranty-300x215Warranties are intended to help consumers. These are agreements where repairs are covered for a certain amount of time. Warranties ordinarily cover big-ticket items such as washing machines. Automobile warranties are offered at the time of purchase, and a buyer is encouraged to consider purchasing one for their new car. These can cost thousands of dollars, and the buyer must be careful. A warranty is not always what it appears to be.

A warranty is ordinarily suggested at the end of the sales transaction. That person might be agreeing to an auto service contract without realizing it.

So, What is the Difference? Continue reading

stockfresh_3429711-250x300Thieves are not stupid. They are clever scoundrels who want your financial records, your cash, or both. They can be ingenious little devils.

One trick a thief will use involves the U.S. Post Office. A blue postal drop box is designed to receive a lot of mail and it is a target. A felon will use a handheld vacuum cleaner to take out the mail. After that, the villain will go through the mail and take advantage of any personal financial material, including checks and credit card numbers. Victims will not know until they receive their monthly statements that they been robbed. That person’s financial accounts and moved on by then. Continue reading

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200Many organizations offer a retirement planning benefit. It is a good idea, and older employees appreciate having it. A comprehensive retirement program is the best way to go. A quality plus retirement planning benefit would include living wills.

No one enjoys thinking about death, but a final illness or terminal emergency can happen. An unresponsive victim might be put on life support, prolonging dying for months. Delaying the inevitable might not be what a person wants. It is therefore essential to tell health care providers what to do. Continue reading

stockfresh_2553181_consumer-protection-concept_sizeS-300x219Consumer protection is a government service that covers more than faulty products. Misleading advertising, unfair pricing, and vague refund policies are also covered. It is all intended to safeguard a consumer from unethical practices. It is a great benefit, but consumer protection can be confusing.

The Basics of Consumer Protection

There are eight basic consumer rights under American law: Continue reading

will-testament-copy-300x200Young employees ordinarily are not too interested in writing a will. That is something for older folks to do and those in their twenties feel they have a lot of living ahead of them. We understand that, but we must remind people that while they may be young, they may have small children, and those little tykes need protection.

Troubles Boil under the Surface

Disaster can strike without warning. It can be an automobile accident or a fatal heart attack. Whatever it is, children whose parents die intestate, meaning without a will, are in for some challenging times. Continue reading

stockfresh_5987416_customer-relationship_sizeS-300x200There needs to be more to an employee benefit than a statement of good intentions. There must be a noticeable quality to whatever service is provided to employees, or else the time, money, and effort expended on the benefit are wasted.

 

The vendor must provide how superior quality is assured in the benefit. There ought to be tools the service provider can readily use to provide the very best. Group legal plans may or may not be able to give the best to their clients. The primary reason is that there are insufficient tools. Continue reading

stockfresh_5472698_hand-signing-last-will-and-testament-document_sizeS-300x200It should be on every person’s bucket list, but a will is ordinarily the last thing considered. It is a tough assignment because it causes people to recognize their mortality. Nevertheless, a will is a document that has its advantages.

It is a principle of financial planning that experts strongly recommend to everyone, regardless of age. Young people, especially those with small children, should look at what they will do to protect minors. Older people have better control over how their final estate is divided. The benefits cannot be denied. Continue reading

vacation-rental-home-warranty-300x300-300x300There is no question that merchants love warranties. They are the little extra that is added to the sale of a product and increases the profit derived from the original purchase. There is nothing wrong with warranties if you know what you are getting into. Unfortunately, many consumers do not. That can cause some rough problems.

Many warranties are a piece of paper with lots of words on them. In a rush, buyers do not have the time to read every sentence, and they agree to one based on what the sales representative is saying. A smart person is going to investigate that warranty before agreeing to anything. Some questions need answering.

  1. What is the length of the warranty?

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stockfresh_6779024_person-hand-over-social-security-disability-claim-form_sizeS-300x200Many people get upset with government agencies. Whenever help is needed, there is some excuse not to give it. The delays and red tape make people give up on applying for government help.

That is not the best idea. There are services available from Social Security or the Veterans Administration that will make life easier. Family members who need special assistance, such as health aides or tutors, are worth going the extra mile for anybody. There are ways to work with government agencies that do not require elaborate strategies. Here are some thoughts. Continue reading

stockfresh_4514580_referrals-3d-words-connected-arrows-new-customers-word-of-mouth_sizeS-300x300Countrywide Pre-Paid Legal Services is proud of the assistance we give the employees of our client organizations. Our nationwide network of attorneys offers help in resolving common legal issues that people encounter, and these legal experts always show an elevated level of emotional intelligence and empathy. However, we do admit there are times when a plan member’s needs go beyond what we can do for them.

 

Some areas of the law, such as immigration, adoption, or personal injury, require specialized attention. Attorneys proficient in various legal niches spent considerable time learning the nuances of their specialties. As a result, they often charge higher fees. Countrywide will not hesitate to refer a plan member outside our network if the need arises. Continue reading