Articles Posted in Group Legal plans

stockfresh_132711_senior-couple-meeting-with-agent_sizeS-300x201Older employees can have a touch of grey, but it does not mean they are not productive and can no longer contribute to the team. They have the experience of the years to balance the enthusiasm of younger employers, and they serve as valuable mentors. They are necessary for the success of any organization.

Good employee benefits help a person be prepared for significant life events. An older employee is concerned about retirement planning. They want to be ready for the day when the desk gets cleaned out and the last goodbyes are made. There are many legal documents the older employee has, and these were created years ago. Are they still valid? That is an important question, and outdated legal papers can lead to some very nasty surprises. Continue reading

stockfresh_6274907_stressed-woman-with-computer_sizeS-300x191The pandemic changed the office place, and those changes are here to stay. Employees enjoy working from home and are proving to be even more productive due to a change of scenery. People weathered a storm that saw them relying on stimulus checks and personal savings to make it through quarantines. There is now a new normal, and that impacts employee benefits.

Folks want a little bit extra when it comes to services. They might not be able to walk down the hall to the human resources department, but employees still want the feeling of direct contact. They will not be satisfied with information pages on a website or podcasts. When employers are thinking of new benefits, communication is going to be critical. Continue reading

stockfresh_5252485_young-happy-businesswoman-talking-on-the-phone-and-writing-notes-in-office_sizeS-300x200We are coming out of the pandemic. First Texas, and now other states are dropping mask requirements and schools are re-opening. It is a relief to return to near normalcy, but no one can rest on false hopes. COVID-19 is still here, and there is a chance of a relapse. Vendors of group legal plans must think long term and respond to the changes in the workplace and what precautions and services are expected.

Safety, Always First

Plan members want direct contact with those who will provide pre-paid legal services. Chat rooms are not sufficient. Providers must have safety protocols that provide sanitary conditions and reduce the risk of infection. The use of Zoom technology helps, and a fax machine will get the job done at a safe distance. Any office visit will require social distancing and face masks available for use. Continue reading

benefits-300x135A new employee benefit is only as good as its services. Employees appreciate the additional perk, but positive feelings will fade if a plan member must do all the work. It is essential to ask a vendor about the primary benefits and what other services are offered to enhance a plan member’s experience.


Countrywide Help


Countrywide Pre-Paid Legal Services has been providing a group legal plan benefit since 1987 for all kinds of organizations. Our nationwide network of attorneys will draft a will, advise on working with government agencies, and give consumer protection advice. These services are not delivered in chat rooms. Continue reading

stockfresh_8381213_senior-couple-smiling_sizeS-300x179They are the old war horses of the organization. Employees who are in their fifties or older, and who have been reliable and productive for years, deserve respect and a little bit more. These veterans of countless staff meetings require some help with legal issues.

Guarding the Estate

Older employees  are not suing people or going before the bench for other reasons. They are having some issues dealing with all the paperwork that comes with advancing age.

Many worry about what they will leave behind. Dying without a will tosses an estate into probate court. Everything will go slower than cold molasses and it may be months or years before everything gets settled. Beneficiaries are forced to wait but drafting a simple will can speed things up. Continue reading

o-POWER-OF-ATTORNEY-facebook-300x200Nobody likes to think of it, but devastating accidents can happen. These will come unannounced and wreak havoc on the unprepared. The medical emergency might leave the victim unresponsive.


Wishes Ignored


It is not true that everyone wants the same medical treatment. Patients who embrace different lifestyles might not want to be given certain medications. Religious backgrounds can persuade someone else that they must follow specific rules for health care. The desires of the patient, unfortunately, might be ignored. Healthcare providers are ethically charged to keep a patient alive. These caregivers will follow standard procedures unless they are told otherwise. Someone who is in a coma cannot communicate treatment requirements. A living will make decisions more straightforward, but not all group legal plans provide them. Countrywide Pre-paid Legal Services writes living wills as a group legal plan service. Continue reading

stockfresh_7255035_consumer-protection_sizeS-300x150We want to think that everyone is honest and ethical. It is sad, but that is not always the case. Some are quite willing to take advantage of unsuspecting consumers.

Warranties might not be honored and purchased products can have serious flaws. Landlords might be using outdated rental leases or even documents that are not valid (e.g., using a New Jersey rental lease for an apartment in New York). It is not always surprising that unscrupulous people get away with these frauds. Continue reading

stockfresh_5472698_hand-signing-last-will-and-testament-document_sizeS-300x200People get a bit nervous about the subject of a last will and testament. It centers on death and no one has control over when that will happen. However, everyone does have the opportunity to make choices when a simple will has been drafted. You get to decide who gets what from your estate.

Drafting a simple will drafting a simple is a pre-paid legal services benefit group legal plans will provide. An obvious benefit is the ability to name beneficiaries. But there is more a person can do with a simple will.

  • Disinherit People a person can expressly name those who are to receive nothing from the estate.
  • Make Donations and Gifts.

Continue reading

stockfresh_3962479_identity-theft-revealed-in-computer-code-through-a-magnifying-gl_sizeS-273x300Identity theft is a fact of life in our society. Firewalls have been breached and security systems compromised in all industries, especially finance and retail. Periodically changing passwords and upgrading the security helps, but cyber theft continues. The pandemic has added a new wrinkle to the emergency.  


More employees are working from home. Corporate security systems are more advanced than the home variety, and while doing business, a remote worker may accidentally let in a virus that can harm the computer. The results are devastating.


An employee’s confidential and financial data might be compromised. Bank accounts could be wiped out through bogus electronic transfers. Credit card accounts might be maxed out or new ones created and plundered. Hard-working employees should be protected from these assaults. Countrywide Pre-Paid Legal Services has credit monitoring and identity theft benefits in addition to group legal plans. Continue reading

stockfresh_3266726_benefits-concept_sizeS_39f284-300x200Changes in the workplace were going on before the pandemic. A greater concern for employees and the need for emotional intelligence are becoming more essential as organizations adapt to a new normal. It is all for the better, but changes must have value to be accepted.

Additional benefits are standard ways to improve employee morale. The best ones will increase retention, encourage greater loyalty, and foster productivity. Management must decide what the employees want and need to get the desired full value from any employee benefit. Group legal plans do both.

Granting Employee Wishes.  Continue reading