During this constantly evolving situation, presented by the COVID-19 pandemic, we want to assure you that Countrywide Pre-Paid Legal Services is fully operational and well positioned to navigate this challenge and will continue providing the services you have come to count on from us. We are available by phone or email.

Articles Posted in Group Legal Services

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p126-1-jpg-300x214The quarantines imposed because of the pandemic create enormous stress in domestic affairs. People are living closer together, with little opportunity to socialize, and tempers flare. We must point out that coronavirus is not the primary cause of the divorce. However, a relationship that was already on the rocks before quarantines might now be damaged beyond repair. 

 

Divorce might be the only way to resolve matters, but coronavirus makes legal procedures challenging. Employers do not have to sit on the sidelines as their employees struggle with these issues. Offering the right employee benefits helps make an already tense situation easier to experience. Continue reading

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stockfresh_2662466_last-will-and-testament-concept-of-estate-planning_sizeS_124228-300x196The daily figures about death caused by the coronavirus pandemic are forcing people to think about mortality. Estate planning is now becoming a topic for people who did not even think about last wills two months ago. Now there is a concern that if something drastic happens, loved ones will be left fighting in probate court for their inheritance. Delays brought about by not having a will can stop a child from paying college tuition or a spouse from paying a medical bill. These are problems that should be avoided.

 

Group legal plans promote drafting simple wills as a pre-paid legal service benefit that employees can use. Not all the vendors, however, provide high-quality. That is not the case with us. Countrywide Pre-Paid Legal Services provides a comprehensive benefit that makes drafting a will easy and convenient. Continue reading

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stockfresh_3665498_cost-and-value_sizeS-300x200Tax season is the time when we realize how much the government takes from our paychecks. Our dollars fund public services at all levels, but how can an employee get required help from the government? It isn’t always easy.

 

Tons of Paperwork

 

The public sector needs completed paperwork. Licenses, permits, and exemptions have forms to fill out and be filed by the right agencies. Mistakes may force a person to start all over again; the same is true for missed deadlines. Dealing with a government department can be frustrating. Continue reading

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stockfresh_3279849_costs-benefits_sizeS_e3a3fc-300x200The new year will be full of surprises and challenges. Some developments will be great and will make an employee proud to work for an organization. It’s unfortunate, but other changes will be unexpected and not appreciated.

 

Rules and Regulations

 

Changes at all levels of government happen in January. Rules and procedures are revised to meet requirements mandated by new laws. Altering the status quo causes anxiety and whoever relies on government services will suffer high-stress levels. Continue reading

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People prepare for death in various ways. They will draft simple wills (good idea!), buy burial plots, and take out final expense insurance policies. These are all excellent financial choices and show a person wants to protect survivors from paying significant death expenses. They will concentrate on costs incurred by death itself, but there’s one thing missing in their planning: cost related to the act of dying.

 

Death will come in various forms, but it isn’t always immediate. Heart attacks, brain seizures, and sudden accidents can leave a body just clinging to life. Healthcare providers will maintain a victim on life support unless instructed otherwise. This creates a state of limbo that has severe financial consequences. Continue reading

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Legal documents can be stressful. The average employee does not understand the verbiage and is easily frustrated. The greatest danger is to sign a document without understanding the obligations or consequences buried within the paperwork.

Common Problems

Some issues make legal documents a pain in the neck.

*Outdated or Invalid Forms. Landlords who own properties in several states may use an out of state lease, which is invalid. These documents might not include current information required by recent changes in the law. The tenant is thus being held accountable for a paper that has no legal standing. Continue reading

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People like to set goals for the coming year. It is an opportunity to do things that will lead to a better quality of life. A project that should be on the 2020 bucket list is having a simple will drafted.

 

It is a task many will put on the back burner, and that is not a good idea. Death comes knocking when you least expect it. An accident or a heart attack can snatch a person and leave behind family and the estate open to dispute.

 

A Simple Will Prevents Domestic Trouble

 

It is sad to say but an estate can bring out the worst in people. Petty disputes can lead to feuds, which will last for years. Matters will only get worse because the probate court will be directly involved when there is no will. Continue reading

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A fantastic corporate New Year’s resolution is a new employee benefit everyone can use. It lets the rank and file know that management appreciates their efforts and is concerned about their well-being. Group Legal Plans are an excellent and very useful service that an organization can offer. Countrywide Pre-Paid Legal Services has a Group Legal Plan that our clients like.

 

The Services Have High Quality

 

The courtroom dramas are the stuff of television. Most people will never have a day in court, but they still need a lawyer’s services for various reasons. Countrywide has provided pre-paid legal services since 1987. Our benefit options reflect the kind of legal help commonly used.

 

A simple will is a necessary component of sound financial planning. Countrywide attorneys will prepare this document for any Plan member, pointing out the critical clauses and answering all questions. Continue reading

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A warranty is essentially a contract between a consumer and a company. A person buys a warranty with the assumption repair services will be provided if the covered product no longer works. It seems pretty cut and dry, but warranties are not always so straightforward. The devil is in the details.

 

What Do You Know about Warranties?

 

Salespeople will apply some pressure to convince a consumer to purchase a warranty. An individual might buy the contract without considering some important questions.

 

*Do You Know What Is Covered? The warranty will specifically note what is covered. Don’t be surprised if inevitable accidents are not included in the coverage. Parts or labor might only be partially covered or not at all. Continue reading

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Legal issues can create anxiety and some cases produce real fear. An ordinary person does not deal with the law as an everyday occasion. When a problem surfaces, that same person may not understand what to do and needs help. Group legal plans offer a lot of services, but the quality of those benefits depends on the communication the plan allows.

An individual needs help with his or her unique problem. Q&A pages on a website will offer advice on everyday issues but that is not enough. Some vendors will have private chat rooms where a person can explain the difficulties. That sounds nice, but once again, it doesn’t provide high quality. People want to be able to speak directly with an attorney with the assurance that all conversation is confidential.

Countrywide Pre-Paid Legal Services knows about the importance of a conversation and we give priority to communication between a Group Legal Plan member and a Countrywide attorney. Continue reading