Articles Posted in Employee Benefits

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The market is not perfect. Products and services might be defective or have poor quality. Group legal plans offer benefits to help with many legal issues. It is all well and good, but consumer protection is a pre-paid legal service benefit many Plan members need.

Protected by Paper

We expect good quality in what we purchase, but we do not always get it. Appliances may arrive with defective belts or poor electrical wiring. The same is true for computer equipment. Software might contain glitches and even malware. Products are not the only potential problem area. Service given in health care facilities or offices of financial services can be substandard.

Posting bad reviews on consumer boards is a common practice, but it isn’t always enough to prevent later problems. Complaints filed with consumer protection agencies are more effective. The process can be frustrating. There are forms to be completed and evidence must be furnished to the proper public authority. Continue reading

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Capital One was a recent victim of hacking. Approximately 100 million subscribers were compromised, and their personal information was stolen. A theft this large should remind all of us about the magnitude of the danger posed by Internet pirates.

Cyber theft is a multi-billion-dollar crime industry. Hackers live anywhere on Earth and do business with global clients. Purloined data is sold in batches and bogus credit card accounts are created for dishonest use. Individuals’ existing bank and credit accounts are exploited. Most victims don’t know of the crime until they receive their monthly statements.

Companies will offer Group Legal Plans and Pre-Paid Legal Services. They don’t always provide Identity Theft Prevention or Credit Monitoring Plans. A victim often must restore credit ratings and financial integrity alone. It is a long process and can be stressful. Countrywide Pre-Paid Legal Services offer Group Legal Plan benefits to organizations. We also offer Identity Theft and Credit Monitoring services to individuals. Continue reading

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Group legal plans have benefits that assist people in everyday legal problems. Pre-paid legal services such as drafting wills and consumer protection are standard options. Nevertheless, a good employee benefit must have more than just primary aid. A good group legal plan will have secondary benefits which support the main ones. Countrywide Pre-Paid Legal Services offers comprehensive help to the employees of our clients.

Access to Required Help

There must be more than a call center for people who have legal issues. The law is a service best rendered in face-to-face conferences. This is not easy if the primary service providers are far away. Countrywide uses a nationwide network of attorneys. What is nice about our arrangements is the attorney practices law in the same community as our client. A face-to-face conference with a Countrywide attorney is convenient and easy to arrange.

The plan member may get nervous in the meetings and forget to ask some questions. Ordinarily, a follow-up telephone call is a billable service but not when it comes to the Countrywide benefit. We will allow an unlimited number of telephone calls on a given situation. That way, there is less confusion or misunderstanding about the assistance provided. Continue reading

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Sudden expenses can cause anxiety and panic. The emotions lead to poor decisions which will cause even greater problems. Those who do not understand how to manage their money can be in a state of confusion and stress. Their financial wellness can be in trouble.

Countrywide Pre-Paid Legal Services wants to help people maintain control of their money. We believe most cash problems can be resolved with proper advice and guidance. We have a Financial Wellness benefit that allows people to resolve those financial emergencies which arise.

The Use of Experienced Counselor.

It is not enough to post advice on a webpage. Those who do not know what to do will appreciate personal contact. Countrywide will use its network of certified counselors to help reduce the stress and regain financial wellness. Continue reading

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Death will come unannounced. An individual may die while asleep or from an unexpected heart attack. While we can’t always prepare for death, we can protect our loved ones from the consequences with a simple will.

People Forget

You can’t take it with you is an old saying. It is true, but you can leave a hot mess when you exit. Dying without a will leaves your loved ones in a state of limbo. Probate court appoints an administrator who reports directly to the bench. There is no executor of the will and the estate settlement will drag on for months or even years.

People forget to write wills and families pay for such negligence. There are bills to be paid such as tuition and badly needed money from an estate is not available. Moreover, there can be bitter squabbles over the estate that result in long-term family feuds. Group legal plans will draft simple wills for plan members. Countrywide Pre-Paid Legal Services will prepare those final documents as a benefit option. Continue reading

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Group legal plans will proactively market their pre-paid legal services. Prospective clients receive all information about the benefits and how their employees will be served. A big question which some vendors try to avoid answering is: what happens when the attorneys can’t perform the needed service?

Law Is Not Simple

The rules of law in the United States depend on the type of jurisprudence. There are several niche legal areas where specialized attorneys practice. These can include consumer law, immigration law, probate and estate, and HOA law. Not every attorney is familiar with the practices of specialized law and, therefore, those attorneys with a unique set of legal skills are called upon. The problem is that their services are not cheap.

But the advice of these attorneys might be needed by a group legal plan member. This same person may be frustrated by a group legal plan which does not allow for referrals. Even if referrals are included, there may not be a discount for this service. The plan member is constantly forced to bear the cost which might be rather steep. Countrywide Pre-Paid Legal Services is proud of the quality of advice and guidance our network of attorneys provide. However, we understand that these attorneys may have no expertise in highly specialized law. Rather than not provide a needed service, we will provide referrals in situations where a lawyer with a legal specialty is needed. Continue reading

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Legal issues are ordinarily not the courtroom dramas seen on television. Law is primarily a system of paper processing and filings. There are deadlines and evidence requirements which most people do not understand. Group legal plans promote services that help plan members deal with ordinary situations. Countrywide Pre-Paid Legal Services offers a benefit that will address any legal issues.

It Starts with Professionals

The Countrywide network of attorneys is the primary benefits provider. The lawyers practice in our client’s communities and a meeting is simple to arrange. Group legal plan members are encouraged to ask questions. Countrywide attorneys will address issues such as consumer protection or document review and give superior guidance. People sometimes forget to ask a question in a meeting. Countrywide allows an unlimited number of telephone calls on a given subject.

Warranties are documents that people don’t always understand. Countrywide attorneys will interpret and help a person get what they are supposed to receive. If a consumer protection complaint must be filed, the Countrywide attorney will guide the plan member in preparing the evidence and the documents. This legal professional also knows what public agency to approach and help dealing with all branches of government is a Countrywide benefit option. Continue reading

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Employees have a right to government services. Their tax dollars support public agencies but getting the benefits they need might be frustrating.

Property tax assessments can be appealed but there are forms to be completed and accurate evidence must be submitted. Deadlines are very strict, and appeals are rejected for being too late.

Getting government services is not easy for foreign-born employees. They are new immigrants or here on work visas. The American legal system is a mystery and they are not sure of what to do. It can result in disabled children not getting the help they need in school, or elderly parents not getting the additional attention they need. Group legal plans must guide their plan members through the bureaucracy jungle and cut red tape. Countrywide Pre-Paid Legal Services will do both. Continue reading

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School days are not over for some employees. A few may still be finishing up a Baccalaureate degree and others are just beginning a Master’s program. An organization’s educational system program may not cover all the expenses. An employee may have to pay the lion’s share of tuition and it can threaten financial wellness.

Making Tough Decisions

A person could have a well-paying job and still face college debt problems. Costs are rising and the required classes might be a strain on the budget. There are many college loan programs, but each has its own requirements. The employee might not know which loans are best suited for his or her financial situation. An employer might not be able to enlarge an existing educational assistance plan. However, a benefit that includes college loan counseling can be just as good.

Countrywide Offers Financial Wellness

Our program helps employees deal with common financial situations including college debt. We have a nationwide network of certified counselors who will provide the service. Continue reading

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Employees are concerned about Artificial Intelligence (AI). They understand automation will be a part of the future workplace, but they worry about how it will affect their jobs. Anything that uses AI might add to the employment anxiety and group legal plans must be careful not to overuse automation.

AI makes things efficient at the cost of human interactions. A group legal plan should remember that pre-paid legal services are personal. Each plan member has a unique situation requiring attention. That same person might not understand the language of a legal document or what a public agency needs. Countrywide Pre-Paid Legal Services knows the importance of the human touch. We encourage interaction.

Conferences Are Necessary

Countrywide has a nationwide network of attorneys who provide the services. They are not distant voices but local people who practice law in a client organizations’ community. Countrywide group legal plan members have a priority status and arranging a meeting is easy. Continue reading