Articles Posted in Employee Benefits

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School days are not over for some employees. A few may still be finishing up a Baccalaureate degree and others are just beginning a Master’s program. An organization’s educational system program may not cover all the expenses. An employee may have to pay the lion’s share of tuition and it can threaten financial wellness.

Making Tough Decisions

A person could have a well-paying job and still face college debt problems. Costs are rising and the required classes might be a strain on the budget. There are many college loan programs, but each has its own requirements. The employee might not know which loans are best suited for his or her financial situation. An employer might not be able to enlarge an existing educational assistance plan. However, a benefit that includes college loan counseling can be just as good.

Countrywide Offers Financial Wellness

Our program helps employees deal with common financial situations including college debt. We have a nationwide network of certified counselors who will provide the service. Continue reading

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Employees are concerned about Artificial Intelligence (AI). They understand automation will be a part of the future workplace, but they worry about how it will affect their jobs. Anything that uses AI might add to the employment anxiety and group legal plans must be careful not to overuse automation.

AI makes things efficient at the cost of human interactions. A group legal plan should remember that pre-paid legal services are personal. Each plan member has a unique situation requiring attention. That same person might not understand the language of a legal document or what a public agency needs. Countrywide Pre-Paid Legal Services knows the importance of the human touch. We encourage interaction.

Conferences Are Necessary

Countrywide has a nationwide network of attorneys who provide the services. They are not distant voices but local people who practice law in a client organizations’ community. Countrywide group legal plan members have a priority status and arranging a meeting is easy. Continue reading

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Group legal plans will obviously promote their pre-paid legal services to prospective clients. The ability to write wills or review legal documents are stressed but that is insufficient. There are member services to consider as Countrywide Pre-Paid Legal Services well knows. Communication is important

Relationships Are Essential

Amazon’s Alexa appears to be the latest trend in customer service. Help chat rooms also are frequently used. These will not cover all the bases in a group legal plan. Plan members want a relationship with the service provider.

It can be brief but having a face identified with the voice means a lot. A person wants a face-to-face meeting with an attorney to discuss consumer protection among other matters. Drafting a living will and medical powers of attorney are emotional issues. It helps to deal directly with an attorney who has excellent people skills. Continue reading

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Young employees want to buy a house. Being able to have a home in which to raise a family is something they all want, and it is a dream they wish to see come true. Many are concerned, however, that they may not be able ever to own a house. An organization that helps its employees in purchasing a house will gain the respect and loyalty of those hard workers.

Finding the Resources

The purchase of a house is the largest financial investment most people are going to make in their careers. It is understandable that an employee might worry about financial wellness, knowing that a mortgage can be hundreds of thousands of dollars and the commitment is for decades. The anxiety can make anyone hesitate. Countrywide Pre-Paid Legal Services has been helping organizations provide superior benefits to employees for over 30 years. We have a benefit plan that can help anyone realize the dream.

We provide financial wellness services through a nationwide network of certified counselors. These are professionals who understand how a person should get ready for buying a house. Finding the resources to afford a mortgage is not as difficult as it appears. A Countrywide counselor will do a budget analysis to determine how a plan member can pay for the mortgage. This may include readjusting existing payments so that enough cash is made available. The counselor can also do an asset inventory. The inventory uncovers what holdings can be easily sold to allow a reasonable down payment. Continue reading

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Good service is important today. People insist on it and expect group legal plans to provide exemplary pre-paid legal services. Not all of them do that.

The Internet world is becoming impersonal. FAQ pages and blog postings appear to be the preferred ways of helping plan members. Call centers, if used, are staffed with people who are not legal professionals. Group legal plan members deserve more than scripted answers. Countrywide Pre-Paid Legal Services goes the distance to give the very best member services.

Efficient Member Services

Legal problems are not cut and dried. Difficulties with public agencies or warranties can be complicated and simple answers are not enough. Countrywide believes that face-to-face conferences matter. We encourage direct meetings with our attorneys. It is easy to do, and our nationwide network of attorneys can quickly respond to meeting requests. Continue reading

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The Marriott had some bad news and some good news for the buying public. The bad news was cyber thieves hacked the Marriott’s computer system and stole the passport information of 5 million people. The good news was it could have been worse with millions more victims.

Cyber theft is a major crime industry which is becoming increasingly more sophisticated. Banking, retail, and the hospitality industries are all at risk of security wall breaches. Hackers do not always use the information to set up dummy accounts. Instead, these felons sell batches to other criminal groups who will create accounts. A smart idea for group legal plans is to offer an identity theft benefit. Countrywide Pre-Paid Legal Services has such a benefit.

Panic Creates Delays

The felons work fast because they have the element of surprise. A victim doesn’t know until statements arrive. The large credit card balances or empty bank accounts create panic. The victim might delay a day or two before responding and that gives the thief more time to exploit an opportunity. Moreover, the response may be inefficient. The victim does not quite know what to do and makes mistakes due to ignorance. Continue reading

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Management wants good benefits for employees. Decision-makers know these services improve morale, boost productivity, and improve retention rates. Executives are concerned that employee benefits have a good return on investment. A comprehensive financial wellness plan can provide excellent benefits for the entire workforce. Countrywide Pre-Paid Legal Services offers a plan.

Something for Everyone

Workforce demographics are important, and the Countrywide plan has options that can be particularly useful for various groups. New college graduates must find ways to manage their college loan debts. We have a benefits option that addresses the college loan problem. Older employees confront medical bills that easily get out of control. We will help them manage the debt with suggestions on how to negotiate with healthcare providers. Millennials may want to buy a house and don’t know how to purchase one. The Countrywide Financial Wellness Program has a self-study course to educate a first-time home buyer.

Everyone Benefits

Countrywide has a nationwide network of certified counselors who provide the service. Standard Countrywide benefits will include a budget analysis. It will help plan members understand where the money is coming from and where it is going. The counselor will also give suggestions on how to save for major expenses. Sensible financial planning includes knowing a person’s full value. We will do an asset inventory for the financial wellness plan member, allowing that person to fully appreciate his or her holdings. Continue reading

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It is 2019 and everyone wants to start as fresh as the new year. Finances are on everyone’s mind. Employees have various needs and financial wellness concerns. Management can help by providing services that address money management. Countrywide Pre-Paid Legal Services can provide the right help to employees.

A Variety of Assistance

Countrywide has a financial wellness program that is easy to use. We rely on a nationwide network of certified counselors who offer needed support. They have experience in many areas where people face financial problems.

Not everyone understands how to efficiently budget; it is a skill rarely taught. A Countrywide counselor can perform a budget analysis and use it to educate a plan member on money management. If a person wants to know his or her full value, the counselor can do an asset inventory for that individual. Continue reading

Countrywide Has a Referral System

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Social media was primarily something worked on in dorm rooms 15 years ago. Today, it is a major force in American culture and it is the source of a lot of litigation. There are new laws and court cases regarding the use of social media and not all attorneys know what to do. Some, however, have become experts in this type of jurisprudence. They are not ordinary lawyers and they command large fees. They’re the kind of attorneys that most group legal plans do not have in their networks.
Legal Referrals Are Sometimes Necessary

Regrettably, not every general practitioner in the law courts is familiar with the laws and rules governing special areas of law. Countrywide Pre-Paid Legal Services has a nationwide network of attorneys, but we readily admit there are certain areas of the law that requires special help. If we do not have attorneys that are expert in certain situations, we have no problem making referrals. Continue reading

Countrywide will Protect You from Hackers 

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Consumers enjoy the convenience of ATM machines but there is a danger involved. If you are standing in line, be concerned about the person standing behind you. It is possible, while you are putting your code into the ATM, that person is making a mental note of your information. It is a risk that is becoming more common in our modern society. Hackers are willing to hit the jackpot with your money.

The worst case would be if a hacker got your information from the ATM and used the same machine to empty your bank accounts You might not know about the theft until weeks later when the bank statements arrive. The same is true if credit cards are pilfered from your wallet. Group legal plan vendors do not always include identity theft protection. Countrywide Pre- Paid Legal Services does have the option which can protect your information Continue reading