Articles Posted in Phone Consultation

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People can stunned be by their credit card debt. They are not always sure how things got out of control, but they face a financial obligation of thousands of dollars. Anxiety goes through the roof as financial wellness appears in danger. Panic does not do any good, because it results in poor decisions. Anyone with a lot of credit card debt must stay calm and plan a way out of the financial mess. It is not difficult to create a credit card debt strategy. The plan relies on common sense and some careful, serious thought. There are some easy steps to follow.

  1. Know What You Owe

You can start at the end of the month by collecting all your credit card bills and then adding up all you owe. It is not easy to confront the size of the debt, but you should have an idea of how much it is before you can begin to look at means of eliminating this financial burden. Continue reading

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Many group legal plans will emphasize the primary services which they offer. It is understandable they do this, but the quality of pre-paid legal services does not rest only with the major features. Indeed, the other services, those which are offered regardless of the selected benefit options, do a lot to enhance the value of the group legal plan. The additional benefits cannot be taken for granted.

Countrywide Pre-Paid Legal Services provides the kind of benefit options any organization would like to have. We go one step further by giving additional service that makes our overall benefit that much more appealing. These are offered regardless of what options a client selects for the group legal plan.

  1. Face-To-Face Conferences

Countrywide has a nationwide network of attorneys who will assist plan members. We will not rely on website pages or call centers. Instead, we make it easy to have face-to-face meetings with an attorney. Our lawyers practice in the community where an organization does its business. It is very simple to arrange for a meeting with a Countrywide attorney. That Countrywide plan members have priority treatment makes things even easier. Continue reading

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Countrywide Has a Referral System

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Social media was primarily something worked on in dorm rooms 15 years ago. Today, it is a major force in American culture and it is the source of a lot of litigation. There are new laws and court cases regarding the use of social media and not all attorneys know what to do. Some, however, have become experts in this type of jurisprudence. They are not ordinary lawyers and they command large fees. They’re the kind of attorneys that most group legal plans do not have in their networks.
Legal Referrals Are Sometimes Necessary

Regrettably, not every general practitioner in the law courts is familiar with the laws and rules governing special areas of law. Countrywide Pre-Paid Legal Services has a nationwide network of attorneys, but we readily admit there are certain areas of the law that requires special help. If we do not have attorneys that are expert in certain situations, we have no problem making referrals. Continue reading

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It Helps You Get Necessary Financing

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Allowance and stipend were the primary sources of income for many Millennials in their college years. Everything becomes different when these young people accept their first full-time jobs. There’s a paycheck coming in, considerably larger than the amount of money they used to get, and there’s a feeling of financial importance. It is essential to understand material value, regardless of what a person thinks about property. Financial wellness is influenced by what you know about your money.

It is easy for a person to discover his or her real value with the right tools. Not every benefits vendor has them, but a financial wellness plan sponsored by Countrywide Pre-Paid Legal Services does. We have what is necessary to help a person look at their complete financial picture. Continue reading

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Our Program Comes to Your Financial Rescue

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You might think that all debt problems arise from plastic but that is not true. Granted, people often create large credit card amounts by spending. However, these are usually controllable. What drives an individual into financial wellness difficulty are sudden expenses. These could be medical bills, having to buy a new car, or sudden family emergency. The situation can get serious quickly.

Debt Management Plans Prevent Panic

Many employees live from paycheck to paycheck. They may be able to just barely get to the end of the month with the budget they have. A sudden financial emergency can turn matters into a train wreck. The person could panic and consider filing for bankruptcy which is not a good idea. Countrywide Pre-Paid Legal Services has a financial wellness program that includes a debt management plan. It is something to be used in extreme cases.
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Forbearance or Bankruptcy are Not the Only Options

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Many recent college graduates may be facing a serious financial wellness issue in the coming weeks. The grace period provided by many college loan programs is ending, and a person must face the reality of making payments. This can cause an enormous amount of anxiety and lead to some very poor decisions if an individual does not get the right advice.

Counselors Outline the Options

The enormity of the debt is something most young people never encountered before. The debt can be as large as a house mortgage, and the figures can be bewildering. There are various options, such as forbearance, but these might not be the best alternatives. Countrywide Pre-Paid Legal Services does not want to see anybody caught in a financial mess. We have a financial wellness program to help.
The challenge can is easily resolved by knowing more about personal money. College graduates don’t always understand budgets and consequently come up short at the wrong time of the month. Countrywide has certified counselors whose first active service is to help newcomers to the working world prepare a budget. The professionals will look at income expenses and determine if any reallocation of funds can be accomplished. Continue reading

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Giving Comprehensive Legal Assistance

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Group legal plans are not all the same. Even though vendors may have almost identical benefit options, pre-paid legal services will differ. It is how the various benefits are administered, along with secondary benefits, they create the disparity. Countrywide Pre-Paid Legal Services is a leader in the industry because of the overall quality of what we give.

Countrywide will provide basic group legal plan benefits such as writing a simple will, consumer protection advice, and drafting medical powers of attorney. We go a little bit further than other vendors, however, by some of the other activities we will do for the sake of a plan member. These include the following:
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Quality Adds Value to a Group Legal Plan

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Decision-makers can take the opportunity of a new year to insist on better service. Benefits offered to employees should not only solve problems, but provides necessary assistance that makes all the effort convenient for employees. Some group legal plans will stay with the old-fashioned way of doing things. Countrywide Pre-Paid Legal Services strongly feels that it is how we provide help that determines the quality of the benefits we offer.

We Combine Experience with Professional Help

We provide pre-paid legal services for organizations of all sizes, and have done so for the last 30 years. What we offer is a group legal plan benefit which can resolve the issues of many people. These options are what employees need, but, frankly, an organization can expect more and should. Good service is more than a website with a frequently asked questions page, and some pages explaining various benefits. Hard-working people enjoy personal contact with a real professional. They need to have serious questions answered. Continue reading

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It is a Sensible New Goal 

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The New Year is approaching and now is when many people create New Year’s resolutions. Some of these goals for 2018 include matters such as clearing up credit card debt, getting a better handle on student loan payments, and finding ways to work with medical debt. Countrywide Pre-Paid Legal Services believe that financial wellness is one of the best New Year’s resolutions a person can have. We offer a benefit that organizations can provide for employees that address this.

Financial Wellness Varies

People have distinct needs. One person may want to have information about how to buy a house properly and another needs assistance with medical bills. Someone else might want to know more about what assets he or she might have, and another person may only need a personal budget analysis. Unfortunately, some people are in such financial despair that only a debt management plan will get them out of trouble. Countrywide offers all kinds of services. It could be as simple as a budget analysis or as complex as how to best deal with credit cards. It depends on the person. Continue reading

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Financial planning is not for the living alone. You should think about how you will disburse your assets during your life, but you also need to consider how money and property will be divided after you are gone. Too many people forget that and put off writing a will for some later day. The day finally arrives, however. Your estate may be forced into a situation where there is trouble for your survivors. A group legal plan can help prevent a financial tragedy.

The Court May Have to Decide

The state law is intended to protect the beneficiaries and survivors. The courts try to guarantee people get what they justifiably deserve. Regrettably, estate without a will is in the hands of the court and an appointed court administrator. Final disbursement could take months or even years. It creates a financial difficulty for survivors. A group legal plan must provide an option for drafting a simple will. Countrywide Pre-Paid Legal Services has such a benefit as an integral part of its group legal plan format. Continue reading