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stockfresh_442867_attractive-woman_sizeS-300x200Many people focus solely on creating a will when it comes to estate planning. Selecting the right executor is critical, and failure to do so can lead to legal headaches and unnecessary expenses for your beneficiaries. Luckily, with the help of pre-paid legal services and a group legal plan, anyone can ensure that their estate is in good hands. It is essential to be careful when selecting an executor; good legal advice can make the job easier.

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95322156-attorney-clients-shacking-hands-deal-contract-negotiations-300x200Legal issues are a part of everyday reality. When an employee is facing a legal problem, it can be stressful and burdensome for both the worker and the company. In response to these difficulties, organizations can provide legal referral services to employees, which can go a long way in reducing distress, minimizing absenteeism, and improving productivity. Here are four reasons why an employer should consider incorporating pre-paid legal services or group legal plans into your organization’s benefits package. Continue reading

stockfresh_7251761_consultant-showing-document-to-couple_sizeS-300x200Employees encounter financial struggles at some point in their lives. They can find themselves in a difficult situation and not know how to deal with it. One helpful tool in dealing with financial problems is creating a budget. However, if a person is still trying to figure out where to start or how to make a practical budget, a financial wellness counselor can help. That professional counselor can assist in creating a workable budget.

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stockfresh_1211123_upset-woman-glaring-at-her-many-credit-cards_sizeS-300x200Good credit scores are crucial for financial well-being. But why is it particularly important for middle-aged employees to have good credit scores? There are some reasons why maintaining a healthy credit score can benefit middle-aged employees, and knowing about them can help these hard workers improve their overall financial wellness.

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How Warranty Protects YouEmployees want to protect their hard-earned money. They rely on warranties to ensure their purchases perform as described, and they trust that the manufacturer will make good on any issues. Unfortunately, warranty fraud is rampant, costing consumers billions of dollars each year. Warranty fraud occurs when businesses intentionally misrepresent or deny warranty claims to reduce costs or avoid legal consequences. It is a serious issue and one that can be incredibly frustrating for consumers. But there is something employees can use to protect themselves. Let’s look at warranty fraud and what is essential to promote consumer protection.

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stockfresh_8961920_students-watching-together-a-funny-online-video-on-a-laptop-duri_sizeS-300x200A successful and productive workplace is not just dependent on a skilled workforce but also on the overall well-being of the employees. Financial wellness is becoming increasingly important to both employees and employers alike, leading to a rise in financial wellness programs offered by companies. As an HR professional, you must understand the importance of providing financial wellness programs to your employees, as it can positively impact employees’ attendance and productivity. Absenteeism is always a concern, and financial wellness will affect that.

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stockfresh_1018858_happy-young-family-have-fun-on-beach-at-sunset_sizeS-300x225Identity theft has become an increasingly common problem in the digital era, leaving many people vulnerable to criminals who are seeking access to their sensitive information. An HR professional must ensure employees can access the proper benefits to protect themselves and their families. One such benefit is family protection in an identity theft prevention and credit monitoring plan. We will discuss the importance of this benefit plan and why it is crucial for employees and their families.

 

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small-claimsBankruptcy is a word that nobody wants to hear. It can have a catastrophic effect on anyone’s life, especially during middle age when people are trying to secure their future. Bankruptcy can leave you feeling helpless and hopeless, with a bleak future. However, there are ways to turn things around and survive bankruptcy.

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stockfresh_3266726_benefits-concept_sizeS_39f284-300x200If you are a benefits broker looking to offer added value to your corporate clients, we have the answer for you: financial wellness benefits. These are packages and solutions designed to help individuals manage their finances better and more effectively. Here are five reasons why your employees will love financial wellness benefits.

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id-theftjpg-cd0fdcba51597af7_large-300x267In today’s digital age, identity theft has become an increasingly common threat to personal and professional security. As an HR professional, ensuring that employees’ personal information is safeguarded against the dangers of fraud and other malicious acts is crucial. Unfortunately, many organizations still fail to offer a robust Identity Theft and Credit Monitoring plan. Here are reasons why dark web & internet monitoring is so important and how it helps individuals protect their personal information.

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