Employees are beginning to come back to work and are adjusting to the new normal. Quarantine furloughs were not easy, and the stimulus checks helped make ends meet. These are tough times, but it is an evil wind that blows no good. Now is a good time for folks to put their financial house in order.
The Paycheck to Paycheck Routine
Many have no idea about budgeting. They exist from paycheck to paycheck and they have no concept of their cash flow. Terrible habits jeopardize financial wellness. Good advice and guidance help a person become more fiscally responsible. Countrywide Pre-Paid Legal Services has a benefit that assists people with many financial wellness issues.
Countrywide has a network of certified counselors who are in every Countrywide client’s community. These professionals are ready to help any financial wellness plan member.
A reasonable budget will end the paycheck to paycheck syndrome. A Countrywide counselor will do a budget analysis that identifies where the money is coming from and where it is going. The data helps create a personal budget that will allow bills to be paid promptly, with some money left over for savings.
Knowing the full value of assets helps with future planning. Our counselors will assist by doing an asset inventory. Bonds, stocks, insurance policies, and anything that can be converted to cash is noted. This information can be useful for future purchases.
A person can establish a financial wellness foundation with Countrywide’s help. It develops a greater sense of security and budgeting is not the only Countrywide benefit.
Help with college debt, planning for medical expenses, and learning how to buy a home are other Countrywide financial wellness options. A Countrywide counselor can guide those who are facing bankruptcy through the maze of legal requirements.
Advice and directions are critical points of our financial wellness program. Another important quality of a Countrywide program is emotional intelligence. People are incredibly nervous about discussing finances and hesitate to share relevant information. Countrywide counselors are recruited for their people skills and ability to listen. Our professionals look for solutions to problems and are not trying to make anyone feel uncomfortable. Clients can expect that their employees will be treated with respect by any of our counselors.
The Needs of an Employer
Countrywide has no idea about the workforce of a prospective client. We are not familiar with their demographics, and we do not know what is needed. Decision-makers of the client organization do know their people. We ask these executives to help us.
We will provide information about all our benefit options and explain each one, answering any questions that may come up. The decision-makers will then determine what options are going to be included in the plan. Countrywide provides administration that guarantees service is delivered as quickly as possible. Our current clients have always commented favorably on our ability to get things done.
Change is happening all over the place. The new normal is going to be something that may be challenging but also provides excellent opportunities. A person can take this moment to rearrange their finances and create workable budgets. Countrywide is here to help make that possible. Our counselors routinely bring order out of chaos and have a reputation for professional expertise. People are comfortable working with them and are delighted with the results. We are one of the best in the industry, and we intend to keep our standards high.
If you have any questions about what we can do for you and your employees, please feel free to contact us. We would welcome the opportunity to explain how we can make a fundamental, positive difference in your workers’ lives.