Folks run into cash problems because of poor money management. It does not always happen that they are not making enough money, but their wages are not well managed. Becoming a better money manager will take an awful of stress off an individual’s shoulders and allow that person to have a more optimistic view of life. Organizations have an opportunity to help their employees become better money managers.
Financial security is not built on some complicated economic model. An ordinary person can be an excellent money manager who can meet all recurring bills and save money for sudden emergencies. Getting some good advice is vital for sharpening money management skills. Countrywide Pre-Paid Legal Services can help.
We Have Great Counselors
Countrywide has a financial wellness benefit that can easily be used by anyone. We center our services on a nationwide network of certified counselors experienced in dealing with ordinary financial situations. A counselor is working in every community where there is a Countrywide client.
Our counselors have a high level of emotional intelligence. They know that people are nervous about talking about their economic situation and not lecture or sermonize. A Countrywide counselor will listen to the financial wellness plan member and then determine the best way to resolve any problems.
The Budget Is Essential
The primary source of financial wellness is cash flow. An individual needs to have enough money to cover the bills and having a little extra for savings is good. Anyone who lives paycheck to paycheck has trouble developing a sensible budget. The Countrywide counselor will do a budget analysis for a financial wellness plan member. The counselor can then help in creating a realistic budget with the information. That same professional along the way can make suggestions on how to administer better the monthly cash flow. The assistance allows a person to better live within his or her means.
Saving Not Just for Emergencies
Employees often have dreams of large purchases, such as a house. They are frustrated because they do not know how to finance such an investment. Once again, the Countrywide counselor comes to the rescue. An asset inventory will determine what a person can sell to get the ready cash needed for a down payment.
Buying a house is not easy and there is a lot of information a prospective buyer needs to know. Countrywide has a self-study program, “Make Your Move,” that guides a person through real estate corridors. That same person has a better idea of how to handle a house purchase after completing the course.
Employers Determine the Financial Wellness Plan
Countrywide does not offer a benefit that is cast in bronze. We know that organizations have different demographics and unique needs. We ask the decision-makers to decide what services will be part of their unique plan.
We will explain every one of our financial wellness options and point out the value to the ordinary person. We will not push one benefit over another but answer any questions that the decision-maker may have. Our big job is to administer the selected options and we have an administration designed to provide the best service as quickly as possible. No plan member ever must wait too long to get the requested help.
Employees who are better money managers can concentrate more on organization objectives. They have a sense of a present under control, and the future looks promising, thanks to the advice of a skilled and experienced professional. Countrywide offers the kind of benefit that employees rightly appreciate.
If you have any questions about our services, please feel free to contact us at your convenience. We would welcome the opportunity to explain the Countrywide benefits and how they will help your hard-working employees.