Claims Against Businesses That Go Bankrupt During COVID-19 Consumers Do Have Rights

stockfresh_8439488_keyboard-with-blue-keypad-consumer-protection-3d-illustration_sizeS-300x200The coronavirus pandemic has created a disaster for many small business establishments. They were not able to survive the quarantine lockdowns and are being forced into bankruptcy court. This creates a problem for those who have claims against any of those companies. These can include consumer protection and violation of warranties. Group legal plans need to help those with legitimate grievances against companies, even if those businesses are in bankruptcy.


Bankruptcy Law


Everyone thinks that Chapter 11 is the only type of bankruptcy filing. It is not. Chapter 7 is the part of bankruptcy law that a business will ordinarily file under. It permits a company to liquidate its assets to pay as much debt as possible. Chapter 11 will enable a firm to reorganize to continue operations. A consumer needs to know under which chapter a company filed for bankruptcy.


Bankruptcy law protects the company from legal proceedings, which move forward only if the court permits it. Someone who has a valid consumer complaint against the company is considered a creditor in bankruptcy and has a right to payment. The business filing for bankruptcy must identify all its creditors. If it does not identify a consumer as a creditor, the consumer can still file a notice of claim with the court.


A challenge for any consumer is not only the low priority he or she has for repayment, but it is also the paperwork involved. There is a lot of it, and it is confusing at times. Countrywide Pre-Paid Legal Services has a group legal plan benefit that includes help with consumer protection issues.


Hard-Working Professionals Offer Consumer Protection Service


Countrywide has a nationwide network of attorneys who practice law in the communities where a client organization does business. These legal professionals commit to providing any group legal plan member with the best help. That the lawyers will give top priority is one of the pre-paid legal services afforded to a plan member.


Working with consumer protection in the arena of a bankruptcy court is not easy. It requires some legal ability to be considered a creditor, and a notice of claim is a difficult subject for an ordinary person. The Countrywide lawyer can provide meaningful assistance.


The attorney will make suggestions and offer advice on how to navigate the claim process. There are several pre-paid legal services Countrywide allows that will assist. A Countrywide lawyer can make an unlimited number of telephone calls and write letters on behalf of a group legal plan member. It can include notifying the company in bankruptcy that the Countrywide plan member is a creditor and has a legitimate claim. If the business establishment does not recognize this, our lawyer will help with filing a notice of claim. Every effort is made to assist plan members in their efforts to get redress.


The Employer Helps Us


Understanding employers want to help their workforce in these uncertain times of lockdown. Our group legal plan benefit is something that a person can use immediately in everyday legal situations. Countrywide wants to offer something that every employee can use. Consequently, we ask the decision-makers of a prospective client to tell us what pre-paid legal services need to be in the plan document. We provide the administration of the services, and we have a reputation for efficiency. We also prize empathy and expect our attorneys to show that to every plan member. We want our clients to receive the best possible benefit that will help their employees.


Consumer protection is just one of the benefits we can make available. We encourage decision-makers to contact us at the earliest convenience are willing to explain all our benefits and show how we can serve their employees. Countrywide has set high standards for its benefits, and we are proud of offering the best.