Employee benefits provide service and an opportunity to learn how to get rid of bad habits. Health insurance teaches an employee to be more concerned about his or her physical condition, and a 401(k) program encourages a person to think about the future and saving for retirement. Countrywide offers a benefits program that ends terrible spending habits that have harmed an employee for years.
Understanding the Origins
A typical spending problem is the overuse of credit cards. Folks will go so far as to do grocery shopping with their plastic, not understanding that the interest charged on the card increases the cost of buying food. Some financial habits are homegrown. Very frugal parents may have raised an employee. Reckless spending becomes a means of rebelling. Other households practice periodic splurges that only cause more money problems. Anyone who starts receiving large paychecks can be tempted to abuse plastic.
Financial wellness difficulties will not stay at home. They will follow a person to work so that the stress can affect performance. Employers help themselves by helping others. Countrywide Pre-Paid Legal Services has a benefit that lifts money burdens off an employee’s back.
Creating Better Habits
Families that live from paycheck to paycheck often raise children who do not understand budgeting. We can help correct that situation. Countrywide has a nationwide network of certified counselors. These professionals gladly coach a plan member and share better money management ideas.
A hands-on way to instruct a financial wellness plan member is to draft a personal budget. A Countrywide counselor will do a budget analysis to discover any cash flow difficulties. The counselor gives excellent advice about creating a workable budget for paying bills and setting aside money for emergencies or future expenses.
A financial wellness plan member might have unique challenges. Medical bills or college loan debt may be severe problems that require attention. Our counselors can multi-task and help in other areas. It all depends on the services a client wants to have.
There is no Boilerplate Plan
Countrywide is flexible with benefits plan design. We want to give assistance that a client’s workforce needs. Countrywide does not know what those special requirements are, and we ask a prospective client to help us. We will explain all our financial wellness options, and we let the client choose. Those selections are part of the final plan document. Countrywide provides streamlined administration and superior member service.
Calming a Person’s Nerves
Personal finances are not always easy for a person. The employee gets extraordinarily nervous and hesitates to give necessary information. Countrywide understands the stress, and that is a big reason why we recruit counselors with people-sensitive skills.
Emotional intelligence matters to us. We expect our counselors to have excellent listening skills and patience. Our financial wellness experts are not going to give anyone a lecture about fiscal responsibility or frugality. Instead, the Countrywide counselor looks to solve problems and encourage new habits that keep a plan member out of financial danger. We are proud of the results of our efforts. Clients appreciate our willingness to work with their employees. These organizations are also glad that our counselors practice social distancing and observe sanitizing protocols. All plan members are safe when they take advantage of Countrywide services.
We help with the everyday problems people face with money issues. We can assist with difficult situations such as bankruptcy filings. We can also help financial wellness plan members prepare for buying a house or plan for significant purchases. We seek to help all employees. There is a counselor in the community of every Countrywide client and getting an appointment is simple.