Published By Countrywide Pre-Paid Legal Services, Inc.
We are moving into the Second Quarter, and those New Year’s resolutions are being gradually completed. The objective for the First Quarter might have been paying off those Christmas bills and some other debts. The COVID-10 stimulus checks helped, and now is a great time to address another 2021 goal, which could be putting the domestic finances in order.
The best way to put some structure to the personal cash is to develop a budget. Let’s face it, living from paycheck to paycheck is a recipe for stress. The employee does not have any way of sensibly meeting credit card payments or other incidental expenses if there is no budget in place.
That person may end up relying too much on credit cards. Budget less households are not ready for any emergencies and do not put money aside for the future. A big challenge is that these people have never worked with a budget and need help creating one.
Employers can look the other way and decide that a person’s budget is not important. That is a bad idea because employees are increasingly asking for financial wellness help. Providing such service is something that hard-working people appreciate. Offering the benefit is easier done than said. Countrywide Pre0Paid Legal Services has a benefit that offers superior help.
Financial Wellness Counselors Are Available
We have a nationwide network of experienced financial wellness counselors. These professionals deal with everyday challenges that people confront. Our counselors are among the best. People can get anxious about receiving services. This is true with remote workers who feel isolated. Contact with Countrywide is simple.
There is a counselor in every community where a Countrywide client is located. A plan member can easily make a connection. Although the pandemic is starting to recede, folks are still worried about a possible infection. Our counselors practice social distancing and have procedures in place to protect plan members. Incidentally, our plan members receive priority status in setting up meetings.
Tools of the Benefit
Young employees are not the only ones with financial challenges. Older employees with medical bills also face problems with financial wellness. Restructuring the existing budgets is what these senior workers need.
Countrywide counselors will do a budget analysis first. This initial investigation of personal finances gives information about where the money is coming and where it is going. The data shows the priority spending and which bills are eating up the personal finances. Our counselor will show where a few alterations produce meaningful changes. The counselor can also point out where a plan member can save money for future emergencies. Those later bills might require a large lump sum upfront. A Countrywide counselor can do an asset inventory to discover what items can be sold quickly to provide that amount as soon as possible.
Client Participation
It is essential that clients participat4e in the design of the benefit. That will ensure all employees get the right help. The client is shown all our financial wellness options and asked to make selections. Those chosen will be part of the final plan. Countrywide’s administration makes sure the right people will get the help they need. Our member services stress empathy and high levels of emotional intelligence. Plan members will feel appreciated and respected when they deal with Countrywide counselors.
Assistance with personal finances gives the employee a chance to shift the burden a little to highly knowledgeable people. A primary source of stress, financial wellness, is taken from a person’s shoulders, which means a lot to many employees. It enables those same people to be more focused and productive.
If you have any questions about Countrywide benefits, we would like to answer them! Please feel free to contact us at your earliest convenience and discover the Countrywide advantage.