Going House Shopping Make Your Move into Ownership

stockfresh_5532754_home-mortgage-concept_sizeS-300x300There is still a lot of activity in the American real estate market, and prices are projected to keep rising in some markets well into 2022. House buyers do not want to wait and want to get that home of their dreams. One significant challenge for someone who never bought a home is understanding the real estate market. Buying a house is not as easy as purchasing a pair of shoes.

You Pay Dearly for What You Do Not Know

Real estate is a relatively open market where the property is bought and sold on a routine basis. It can be exciting and nerve-racking at the same time. Unfortunately, those who do not know about real estate might end up paying for what they do not understand.

We cannot emphasize enough that this is not a DIY project. Purchasing a house is probably going to be the most significant financial investment you will ever make. First-time buyers don’t have answers to some critical questions:

  • How much of a down payment should I make?
  • What is the best type of mortgage for me?
  • How do you qualify for an FHA loan or even a regular bank loan?
  • What should I look for in a realtor?
  • How do I handle the closing?
  • What are parts of the negotiations in buying a house?

You must know what to do, and it helps to have some guidance.

Employers who care about their employees provide employee benefits to help with everyday problems. A financial wellness program that includes advice and guidance on buying a home is greatly appreciated. Countrywide Pre-Paid Legal Services plan that makes things a lot easier for a first-time homebuyer.

Everything IS Easier When You Make Your Move

Countrywide’s financial wellness service has a self-study program, “Make Your Move.” It is a highly informative introduction to the world of real estate for those who don’t know anything about the market. The coursework includes explaining mortgages, how important down payment is, the importance of a real estate agent, and several other essential topics. Anyone who takes this self-study exercise comes out of it with a better knowledge of real estate and how to effectively buy a home.

Countrywide does not stop with just practical homebuying advice. For example, we can work with a financial wellness plan member to develop a budget that guarantees affordable monthly mortgage payments, raising the capital necessary for a reasonable down payment, and dealing with other financial issues that come along. Our nationwide network of certified counselors is there to assist. We have one in the community of every Countrywide client organization. Those counselors must prioritize a Countrywide financial wellness plan member and provide the type of empathy and emotional intelligence that makes working with them both easy and enjoyable.

There Is a Strong Relationship with the Client

Countrywide creates a working rapport with all the clients. The input of decision-makers is critical when we design a plan for their employees. Whenever we deal with a prospective client, we seek as much input as possible from them. We explain all our financial wellness benefit options and what each can do for the employees. However, we do not try to market one option over another; what the client needs is important. We answer all the questions that a client may have. The decision-makers then decide what options are going to be part of their financial wellness program. Countrywide will furnish and superior member services.

We wish to stress that the member services are critical to our success. Our counselors will not preach a sermon to anybody and find a workable solution. The result is service that delivers.

Are you interested in finding out more about Countrywide? We certainly want to tell you all about us. So please feel free to contact us at your earliest convenience and ask all the questions you want. We welcome the opportunity to be able to speak with you.