Learning to Buy – Countrywide Educates Home Buyers


The price of houses is beginning to rise, but people are still looking to buy. Property is something many want to own, but financing isn’t always easy. The purchase of any house is a major decision and requires careful consideration.

The nature of property does not make this easy. Real estate has its language and business practices. The words used in the housing market can be very confusing to a novice. No one wants to sacrifice financial wellness, but the wrong kind of mortgage will lead to a disaster. Unfortunately, there are unethical people taking advantage of the inexperienced. Countrywide Pre-Paid Legal Services would like to end the housing confusion. We have a financial wellness service that educates a buyer about house shopping.

Make Your Move Provides Great Information

Countrywide has a self-study program called Make Your Move. The coursework guides a plan member along the road to buying a house. The mortgage options are discussed so the individual can better decide what is the best financing. Terms and acronyms that are often hard to understand at first glance are fully explained.

There are some dangers and risks in real estate. We don’t want anyone’s financial wellness placed in jeopardy and the program identifies pitfalls. The overall objective is a better-informed consumer and we have considerable success in achieving that.

Other Financial Wellness Benefits Help

A first-time homebuyer can have problems arranging financing. The purchase may be the biggest expense in a plan members life and creates a major financial obligation at the same time.

Countrywide has a nationwide network of certified counselors. Their mission is to help plan members with financial wellness issues which include creating a personal budget. The counselor will show ways by which mortgage payments become more affordable. An asset inventory can be done to alert a plan member as to what might be sold to cover the down payment on the house. All our service’s make financial decisions easier and less stressful.

Employer Choice is Part of the Benefit

We have worked with all kinds of organizations since 1987 and we believe the decision-makers know more than we do about the workforce. Countrywide wants to provide the very best benefits and to do so we think that employers should select the options.

It permits the design of a financial wellness benefit that is more in line with the needs of all the employees. It is quite possible that help with student loans might not be necessary but assistance with medical bills is more important. The client tells us what options will be part of the plan. We do offer some advice and a few suggestions, but at the close of the day, we respect what the organization wants. Those choices will be in the final plan document.

We provide the best member service in the industry. Our administration is deliberately structured to allow for faster delivery of expected assistance. The traits of the certified counselors are critical to our service quality. These people are experts in helping with personal finances, but we expect a bit more. We want our counselors to combine expertise with empathy when working with a plan member. Emotional intelligence is the unwritten part of the job description for our counselors. Each one must be able to sit down with a very nervous person and help that individual get out of a financial problem. If it comes to our attention that the certified counselor is not being polite to a plan member, that professional is no longer part of our network. It is as simple as that.

The rising costs of housing should not alarm anybody into not buying a house. It is possible, and it is also affordable. The right type of guidance clears the way for that dream purchase. Our other benefit options assist in common legal conundrums. If you’re interested in talking to us about our services, please feel free to contact us at your earliest convenience. We welcome the chance to talk to you about how we can benefit your workforce.