Personal finances can be tricky. Folks who live from paycheck to paycheck can get easily confused. They might forget to pay an invoice and incur a penalty. The same people could also overpay a bill and have nothing left for emergencies. A crisis like a medical bill may need a large sum of money to settle. Where is all the money?
The confusion can disrupt anyone’s financial wellness. Young employees, fresh out of college, can get in the habit of overusing their credit cards and confront a real problem when the grace period for college loans ends. People who want to buy a house discover they cannot save enough money for a down payment. The problems keep rising along with the debt balances.
No one is asking for handouts. Some sound advice and financial wellness counseling are enough for most people. Countrywide Pre-Paid Legal Services provides a benefits program that gives people better control over their money.
The Support of Experienced Professionals
Countrywide does more than post FAQ pages on the website. We rely on a nationwide network of experienced and certified counselors to give service to plan members. The counselors are in the community where our clients do business. It is easy to set up a face-to-face meeting with a Countrywide finance professional.
Plan members are often confused and embarrassed by their financial situation. They do not want to look stupid and be reminded of their money mistakes. We appreciate this.
We expect our counselors to be sympathetic to the needs of our plan members. Financial wellness is a sensitive topic. Countrywide counselors help people with everyday financial issues. These money professionals will listen more than lecture. The primary goal is to find solutions and help a person achieve financial wellness. Our people are experts in resolving issues.
Creating a Workable Budget
A major tool for the counselor is budget analysis. The counselor will investigate a plan member’s cash flow. Information sets the stage for valuable assistance. The counselor will show where expenses can be cut, and income better used. They will make simple suggestions such as electronic reminders on smartphones to avoid late payment penalties. More detailed guidance, like how to renegotiate a college loan, is part of the comprehensive Countrywide service.
Major purchases such as a house will require large amounts of money upfront. Most people do not know just how valuable some of their sellable assets might be. Countrywide will conduct an asset inventory upon request. This uncovers sources of money that can be used for down payments on a mortgage or other significant expenses.
We Ask for Help
Countrywide has been designing employee benefits for all kinds of organizations for years. Despite our expertise, we freely admit that we do not know what every client wants. It is because the demographics of each organization is different. Management knows what the employees require, and we ask for their help.
We will explain all our financial wellness options to decision-makers. We are aware that not all our benefits will be in each plan and that is not a problem for us. It is more important that the employees receive the kind of benefit they will be able to use. Those choices that management makes will be included in the final plan document.
We provide efficient administration of all benefits. We do not want anyone to wait and our procedures are streamlined to offer a quick response to any service request. Our counselors give plan members priority treatment so that pressing issues are addressed as soon as possible. We take great pride both in the quality of our benefits and the professionalism of the counselors who assist.
If you have any questions about the Countrywide financial wellness benefit, please feel free to contact us at your convenience. We will gladly answer all your questions and we hope we can be of service to you and your employees.