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Government spends tax dollars on public services. There is a wide variety of government levels and the services are intended to solve problems. Regrettably, that does not always happen. People might run into an obstacle course trying to get their needs met by public agencies. Help dealing with government bureaucracies something group legal plans should do. Countrywide Pre-Paid Legal Services does assist clients when dealing with the government.

Cutting to The Chase

Government can be a maze of cubicles and getting to the right desk is often just short of amazing. The Countrywide group legal plan has a nationwide network of attorneys. These legal professionals provide many pre-paid legal services and know how to work with public agencies.

People do not always just deal with government because of problems. Often, employees are looking for services which they have a right to request. You can include health for children with educational problems, or other dependents who need help with their medical condition. People are intimidated by the government and are worried they may make mistakes. Countrywide has help available to make it easier to get what is needed.

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Employers want to help with medical bills. Decision makers know the stress and anxiety of health issues and benefits such as health savings accounts (HSA’s) are appreciated. Organizations can go one step further by having a financial wellness plan in operation.

Offering a financial wellness benefits plan will assist employees in addressing issues such as medical bills. The better plans have a nationwide network of certified financial counselors there to help plan members. Countrywide Pre-Paid Legal Services is one of the best in the industry. We not only aid with medical bills, we also have certified counselors all over the country waiting to provide guidance and support.

Medical debt can come from other places besides a hospital. Dental expenses can be as high as minor surgery and a root canal can be costly. The group dental plan will not cover all the fee. Employees might not understand the cost structure of health care. They might think an EOB (Explanation of Benefits) is a bill (it isn’t). Some education about medical charges would help. Countrywide furnishes the instruction.
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o-POWER-OF-ATTORNEY-facebook-300x200Anyone who has watched a loved one die knows how painful it can be. A medical emergency or accident causes a person to be in the hospital on life-support. The doctor tells the family nothing more can be done, and a decision is needed. Who is going to make it? What type of guilt, confusion, and anxiety will wash over the patient’s family? Group legal plans are offering a worthwhile service if they can make the decision easier. It is what Countrywide Pre- Paid Legal Services tries to do.

We have group legal plan options which include living wills and medical powers of attorney. A living will is a straightforward document. Essentially, the living will contains instructions a person provides for medical staff and family. The living will documents what treatments are not desired and when to turn off life support. Continue reading

 

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Money does matter. It is central to any independent living and younger employees find that out in a hurry. These employees might not have a good idea of how to handle cash. They are receiving their first sizable paychecks and are uncertain what to do.

It could happen that a person does not know where the money is going and ends up at the end of the month using a credit card to get by. That can cause a problem because credit cards charge double-digit interest. It helps to understand budgeting when it comes to financial wellness. Countrywide Pre-Paid Legal Services recognizes that, and our certified counselors are experts in personal budgeting. Continue reading

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Employees are concerned about financial wellness. They budget for loan payments, medical bills, and contribute to a 401(k) retirement plan. These are all financially prudent behaviors, but there is more to fiscal responsibility. Those concerned about personal financial wellness might forget about their dependents.

Estate Realities

An inheritance is not always the path to a pampered life. An estate can pay large bills and help a son or daughter pay for college. People forget about drafting wills and die intestate without a will. This could jeopardize the financial health of survivors. Countrywide Pre-Paid Legal Services helps employees plan for the financial wellness of family members with a simple will plan option. Employees usually don’t require a lengthy document; six pages will suffice. A Countrywide group legal plan attorney can draft a simple will. It is not complicated, but there is power in the paragraphs.

Delays are the greatest challenges to an estate. Probate court takes its time moves at a slow, judicious speed. Things will go even slower when there is no will. Continue reading

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Quite a few people have found themselves in financial trouble since the Great Recession of 2008. They are still trying to recover from the losses and some are deep in a financial hole. Debt brought on by many circumstances will put enormous pressure on individual employees. Their financial wellness is in deep jeopardy.

Countrywide Pre- Paid Legal Services is aware of the suffering of these folks. They might make drastic decisions, and these might lead to life-altering events. Some are willing to risk credit catastrophe because they do not know their options. We know there is a better way. Countrywide has a financial wellness program that we ask employers to consider. Our services are exactly what a person in dire straits needs to get back on the right course. Continue reading

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Learning is not always easy. Too many people are forced to learn life’s lessons the hard way. It is especially true when it comes to financial wellness.

There is a new generation of employees, the Z Generation, coming out of colleges and universities and ready to work. They have great technical skills but are naïve about finances. Those new employees are not used to simple budgeting or domestic finances. They will make bad decisions, like relying on credit cards too much.

They Could Use Some Financial Wellness Education

They need some education and Countrywide Pre-paid Legal Services will furnish it. We have a network of certified counselors who are well versed in personal finances. These professionals will teach a good lesson and not deliver a sour sermon.

College debt is a big concern for new graduates. Countrywide counselors can explain all the payment options. The counselors will help young employees develop a realistic budget to meet ordinary expenses, and plan for future purchases. Other employees will also benefit from our services. Continue reading

Many people are wary of contracts and other legal documents. They hear stories about possible traps in the clauses and don’t want to be cheated. Such fear often results in folks refusing to sign legal papers. Countrywide Pre-Paid Legal Services knows all about this hesitation. Our group legal plan benefit includes a review of legal documents option.stockfresh_260360_read-the-fine-print_sizeS-200x300

Contracts Can Be Confusing

Legal documents are not drafted to intentionally deceive. The language of the law, however, can be vague and confusing. A good lawyer can interpret the wording. Countrywide has a national network of attorneys who provide pre-paid legal services. We allow those legal professionals to review up to six pages of legal papers (This is the standard size of most contracts).

Contracts are not the only legal papers to come up under a Countrywide attorney’s scrutiny. Lease agreements for apartments sometimes can be a little bit shady. The landlord might use a lease document which is valid in another state, but not in the one where a plan member resides. The Countrywide attorney can quickly discern the discrepancies, preventing a group legal plan member from entering into an invalid agreement. The landlord who tries to use an invalid lease will change his or her mind as they discover that a lawyer has read the agreement. Continue reading

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No one should assume their group health insurance covers everything. It doesn’t. There are certain medical procedures the plan will not pay. There are other kinds of healthcare where the insurance company will pay only a fraction of the cost. Combined with a high deductible, a person’s financial wellness may be in trouble.

Medical Expenses Can Be A Challenge

Medical expenses will hit hard. The final bill can be in the thousands of dollars. People may panic and make hasty decisions when confronted with the entire cost. Countrywide Pre-Paid Legal Services is aware of the anxiety. We offer a financial wellness plan to make sense of those large doctor bills.

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Countrywide is justifiably proud of its pre-paid legal services. Options such as drafting a simple will or help with warranties are what employees want. Nevertheless, excellent service is a mandatory feature of good group legal plans. Countrywide Pre-Paid Legal Services has some of the best plans in the industry.

Personal Meeting Are Possible

Some legal services, such as drafting medical powers of attorney, are personal. A group legal plan must have more than an FAQ page on the website. Personal meetings are necessary. The Countrywide national network makes it easy to arrange for a face-to-face meeting with a local attorney. A plan member can discuss issues with an experienced attorney in a meeting set up at a mutually convenient time.

Advice is great, but going the extra mile is even better. A good lawyer is a good negotiator. That professional can make the other side see reason. This ability enables an attorney to end many disputes without a day in court. Countrywide provides ways in which a lawyer can go beyond offering only counsel. We permit the lawyer to write letters on behalf of the group legal plan member. This can help when dealing with public agencies, composing a will, or any pre-paid legal services benefit needing written evidence. Continue reading