The holiday season is the most wonderful time of the year, but it is expensive. We buy a lot this season. Retailers owe you a debt of gratitude for what you spend, and you owe a debt to the credit card companies for what you spent. It can take months for a person to recover from all the generosity.
All the debt must be paid, and a person has to figure out how to do it. We can suggest ways that you can pay for all the holiday cheer without your bank account becoming incredibly depressed.