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Superior, happy employees are a business’ greatest asset. Sure, a good business might look like a well-oiled machine, but if one crucial part stops working, the entire mechanism is halted. It goes without saying that not enough importance can be placed on valuing employees who work toward the organization’s common goal. Pre-paid legal services can help you show your value.

As an employer, you already offer your employees a great benefits package. You make sure they and their families can get affordable, quality health care. Heck, you might even make sure they get vacation time so they stay super-charged and efficient at work. Why not, then, include a valuable legal services package in your employees’ benefits program?

One in two couples will divorce eventually. In Pennsylvania alone in 2009, there were 121,242 reported car accidents, 87,126 of those resulting in injuries. Just these two common situations alone cause a significant amount of strife in an employee’s personal life. When an employee starts to worry about solving and paying for any legal issues that shall arise, they start to become a broken link within the organization.

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If your human resources department in Baltimore, Maryland offers you the benefit of prepaid legal services you should consider it. You may think about the fact that you have never needed an attorney’s service in your entire life and that is why you are not interested in the benefit. However, if you really think about it there have been plenty of times when you really did need an attorneys services but you decided not to use one or decided to try and do it yourself because the cost was too great. How often have you had a ticket you had questions about, or were curious about setting up a will or other documents and you just couldn’t bring yourself to pay those high prices for an attorney, especially one you knew nothing about? This happens to everyone and the sad part is, you are doing things on your own and hope for the best. That’s not the way to go and there is a solution to this problem. Countrywide Pre-Paid Legal Services will give you the best legal assistance possible at the lowest price possible.

The way prepaid legal services work is that they are paid by very small payroll deductions. This benefit is much less expensive than others like health insurance or financial planning. Once you are signed up you have access to a huge network of attorneys who specialize in various fields like; divorce, bankruptcy, foreclosure, identity theft recovery, legal documents, wills and trusts, and much more. Finding a qualified attorney in any of these fields on your own will be very time consuming because you have to go through a large number of attorneys before you find the one who fits your needs the best. Then you have to worry about the cost of consultations and especially the cost if you need to go to court. With legal service plans you do not have to worry about anything of the sort. You simply look at the qualified attorneys available to you via the network, contact which one specializes in the field you need their assistance in and everything will be taken care of. Also, these are not over the phone attorneys who live in another state. These are local, qualified and experienced attorneys who will assist you with any legal matter you have and they will get the job done for you. The benefit of legal service plans will save you time, effort, and especially money when you have to deal with legal matters. It’s better to have a professional available to assist you with these matters rather than try and handle them yourself.

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If you are a victim of identity theft there are some options you may have and there is actually a way pre-paid legal services can help you. Wilmington, Delaware may not seem like a hot spot for identity theft but in reality no city is safe from this world wide crime. Identity theft incidences has gone up every year over the past decade mainly because of the personal information we put on our websites. This doesn’t mean social security numbers and bank account passwords and account numbers like most people think however. The real way we burn ourselves is with social networking, emails, registering with sites, and other things. These sites require or request information such as our names, date of birth, location where we live, credit card numbers, and other information. That information can be seen by anyone, especially on a social networking site, and is more than enough for people to steal your identity. The good news is that while the crime has grown year after year, putting a stop to it and recovering has also become much easier. Once you have become aware you are a victim of this crime you simply contact the proper authorities and everything will be taken care of, or so it seems. There are other problems that need to be dealt with that may include legal matters and for that you may want an attorney.

This is where you would have a great advantage if you had Countrywide Pre-Paid Legal Services. The prepaid legal services would put you in contact with a network of qualified attorneys who have handled hundreds of identity theft cases in the past and can help you fully recover from this matter in no time at all. In addition, Countrywide Pre-Paid Paid Legal Services offers stand alone comprehensive identity theft and credit monitoring plans that can be offered as a voluntary benefit. The best part of having legal service plans or identity theft plans is the fact that the cost is nonexistent to you because it is covered by small payroll deductions just like other employee benefits but it is actually much cheaper than the others are. So instead of having to worry about finding an attorney and then paying them, prepaid legal services will put you in direct contact with an attorney that can help you immediately at no charge. Another great thing is that no matter where you live, the network of attorneys available to you are local so you will get unlimited face to face assistance for any legal situation you find yourself in. Legal service plans are a great advantage to have as an employee and one of the best employee benefits a company can offer.

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There is a great opportunity in Cherry Hill, New Jersey and other parts of the country to purchase a home for a great low price, and there is a way prepaid legal services can help if you have access to it. Due to the foreclosure problems many people are facing today, banks are willing to let properties go for a third of the price they were originally sold for or even less. Interest rates are low, and even though they are playing a little hard to get, banks and lenders are desperate for your business. If you have a solid credit score, quality history of income, and cash saved up for the down payment you should have no problem getting approved for a loan. However, there are always some problems that come up when you are talking about buying a home that is in foreclosure. Are there unpaid taxes, utility bills or other liens on the home that have to be taken care of by the new owner? What are your rights as far as having the home inspected for damage prior to making an offer? These are questions you need to have answered and you will probably not get those answers from the bank.

This is where you would want the help of an attorney and if you already have legal service plans available to you from Countrywide Pre-Paid Legal Services you are ahead of the game. The reason pre-paid legal services are so great is because they are an employee benefit that is paid through small payroll deductions and it gives you access to a network of qualified attorneys who practice in many legal areas. So if you did not have prepaid legal services offered through your employer and you needed to consult with an attorney about buying a home in foreclosure you would have to find an attorney, pay high rates, and wait for them to get back to you. With legal service plans the cost is already covered, you can find the right attorney within a matter of minutes, and they give you immediate and free consultations for many legal issues including real estate law. The benefit is not only helpful and free, but it can save someone countless hours of having to find a qualified attorney on their own and consult with them. The process of buying a new home, especially when it is in foreclosure, is very time consuming and the more help you can get to speed up the process while also saving money is a great deal for anyone.

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If you needed an attorney today what would you do? Probably open up the phone book and start searching ads trying to decide who to call. Your first concern might be the cost of a face to face visit or knowing how truly “qualified” this attorney is. Another concern would be availability, are you going to be an important client or one of several thousand who have sent in their check but are still waiting on that phone call. That’s not help, that’s taking your money and making you wait in line. The worst part is the fact that you had to waste so much time finding this attorney and waiting for them to assist you that chances are you had to take time off from work. So now you’re suffering more, and your company is suffering because you are not doing your job. From a company’s standpoint they need you to get back to work as soon as possible but this is a legal matter you cannot ignore.

This is a situation where both sides, employer and employee, would greatly benefit from prepaid legal services like the ones offered by Countrywide Pre-Paid Legal Services. The Pittsburgh phone book is loaded with attorneys in every field but how do you know which one to call? Wouldn’t it be great if your company offered benefits that save you the time needed to find such an attorney? Wouldn’t it be even better if you didn’t have to worry about the price of a face to face visit because that has already been covered in affordable and small payroll deductions? This isn’t just a hypothetical situation, this happens every day. Throughout Pennsylvania, thousands of people have to come in late, leave early or even miss an entire day’s worth of work in order to find an attorney for their legal matters. That is a serious waste of time and money.

Pre-paid legal services will not waste your time and certainly will not waste your money. It is a valuable resource which is at the disposal of the employee. When someone has a legal matter they need assistance with they can tap into a network of highly qualified attorneys who can help them with any issue. These attorneys are not just available via phone; they are available for face to face meetings and can save you a lot of time, making it easier for you to get back to work.

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Everyone is well aware of the value of company benefits offered to employees. Retirement plans, health and life insurance, dental insurance, and other benefits are valuable assets to employees due to the fact they help them save money and add to their base salary. The costs of these services can be staggering if you work for a company that does not offer these benefits. This is why companies that offer benefits to their employees are more attractive to work for than companies that do not offer such benefits.

Another benefit which is a valuable asset to employees and employers is prepaid legal services. This service allows an employee access to a network of attorneys. This network is comprised of attorneys who specialize in all areas of the law and are qualified to handle all legal matters an employee may need. Some of the areas of law include: real estate, wills and trusts, family, traffic, general, identity theft,and much more. All attorneys go through an extensive credentialing process to become part of the network.

Regardless of the reason why someone would need an attorney the cost is still high. That is why having pre-paid legal services is a priceless benefit. An employee can save thousands of dollars on legal services. They can also save countless hours trying to find an attorney who specializes in the area they need assistance in. There is a common misconception that you can use online tools to find out important legal information. While this may work with something like filing your taxes, when it comes to serious matters like real estate, wills and trusts, family planning and much more, you need to have a certified attorney helping you. However, these services are not only beneficial to the employee but to the employer as well. Most times the legal plans are offered on a voluntary basis with the full cost is paid by the employee through payroll deduction.

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Gas prices show no sign of stopping their climb. This fact, coupled with the ever-increasing presence of personal technology infiltrating every aspect of life makes it easier to shop and pay bills online from your home or the office. Sure, the internet is convenient, but what is the cost of using it?

In some cases, the cost might be your very identity.

According to a study conducted by Javeline Strategy & Research, 8.1 million people are victims of identity theft every year. Though privacy protection has increased, the bad guys are equally as savvy -often, they are even more savvy than those developing the privacy protection strategies themselves.

Each case of identity theft ends up costing $37 billion every year. On an individual level, that amounts to approximately $631 per case, as reported by Fox Business. The toll that identity theft takes on credit can sometimes take years to correct. Of course, the emotional toll that such a crime takes on an individual is hard to measure. In some cases, financial loss is not the only risk.

As Kristen Hamill details on CNN.com, sometimes identity theft can turn violent. Frankly, it is no wonder that even more home invasions do not occur as a result of identity theft, since the information that cyber-savvy crooks get often details financial assets, employment location, and most scarily -one’s home address. Hamill’s article details the unfortunate death of two victims of identity theft who were killed by the thief.

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Children’s clothing, hair salons, expensive leather high heels, and other women’s clothing. For Collin Jeffries, the aforementioned all showed up on his credit card statement like normal purchases. The only problem? He is a 24 year old man from Philadelphia, who sports a shaved head and has no children. Jeffries was one of the over 70 million Sony consumers who had their personal information revealed via internet hacking criminals looking to steal identities.

In the previous part of this two part blog post, we detailed a story that has been plastered across news outlets over the last few months -Sony’s PlayStation Network and PlayStation Store’s lack of property online security. This failure to keep up with ever-savvy internet hackers on Sony’s behalf has wrecked havoc on the company and their customers. Customers, who were using the above mentioned Sony products in order to stream media online, paid for it by entering personal information like credit card numbers and addresses.

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Last week, we detailed the ways in which identity theft can strike anyone. As the blog described, living in a lesser known location like Allentown, PA does not mean one is any less susceptible to the crime than a person living in a very urban area like Philadelphia.

Identity theft is awful not just because it is a crime, but because it is a crime that so often takes place right in your own home! Often, we hear tales of one having an identity theft crime committed against themselves involving faulty internet security, or even when a criminal preys upon mail that was not thrown away properly. Unfortunately, the criminals who commit identity theft have found new ways to target and attack their victims -one way, as a security break with a major electronics company has shown us, is through video gaming capabilities.

Video games are not just fun for children anymore. Many adults use gaming consoles to unwind and to stream the internet to download and enjoy not just games, but music, television shows, movies, and more, right on their televisions. Of course, such a luxury comes at a cost, which often involves the electronic transferring of credit card and other banking information. One would think that because video game consoles turned online media centers have become so popular amongst the public and major retailers, the connection when paying for the service would be secure -unfortunately, as a recent Sony case shows us, one is always vulnerable.

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Identity theft is a serious crime and one that is growing each day, but there is a way prepaid legal services can help you. What many people do not realize about this crime is the fact that it doesn’t have to involve anyone in your state. So someone who lives in Atlantic City, New Jersey can actually have their identity stolen by someone who lives across the country. There are dozens of ways it can happen but people do not understand recovering from it is harder than it appears. Let’s say hypothetically you apply for a loan for a new car and it turns out your credit score is terrible and the reason is because someone on the other side of the country has taken out multiple credit cards in your name and charged away. You would probably notify the bank and the authorities so the cards are canceled immediately and your name is absolved of any debt. To most people the matter would be taken care of but legally there are still issues to deal with in order to get approved for that loan. Issues you would need the help of an attorney to take care of and that is where Countrywide Pre-Paid Legal Services can really help.

The advantage of pre-paid legal services to the employer is the fact that these benefits can save an employee a lot of time, time they would have to spend missing work, and a lot of money, but the legal service plans do not cost the company anything. The bill is taken care of by small payroll deductions so the cost of the attorneys is not an issue. The additional advantage to the employee is they can tap into a network of qualified attorneys who know exactly how to handle recovering from identity theft and can get the matter resolved quickly. Because this is a matter handled by an employee benefit, the employee does not have to run out and search everywhere for an affordable but qualified attorney. They have a network available to them at all times with unlimited consultations and face to face meetings. This network of attorneys can handle all types of legal issues, not just identity theft, and they provide a great service to your employees and your company. This is how prepaid legal services can help with the problems created from a crime like identity theft. People do not always understand the true problems this crime can create for them even after the culprit is stopped. For that they need an attorney to assist them in getting their credit score repaired.