Articles Posted in Group Legal plans


Communication is a Critical Legal Service

It Makes Problems Easier to Solve


Some group legal plans fail at communications. The vendors feel that websites with boilerplate wills and FAQ pages are sufficient. They sense that there’s no reason for personal communication in a high-tech era. Countrywide Pre- Paid Legal Services respectfully disagrees. We believe that communications with a plan member and on behalf of a plan member are extremely important.

You can write a basic will from a web template. However, it cannot take any consideration the personal nuances of an individual’s estate. This is where a group legal plan can fail. The deeds of plan members can be unique and different.

One person may need help attribute a contract and another the language of a deed. A legal professional often must be personally involved. Countrywide Pre-Paid Legal Services supports personal contact in providing services.
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Countrywide Has a Referral System




Social media was primarily something worked on in dorm rooms 15 years ago. Today, it is a major force in American culture and it is the source of a lot of litigation. There are new laws and court cases regarding the use of social media and not all attorneys know what to do. Some, however, have become experts in this type of jurisprudence. They are not ordinary lawyers and they command large fees. They’re the kind of attorneys that most group legal plans do not have in their networks.
Legal Referrals Are Sometimes Necessary

Regrettably, not every general practitioner in the law courts is familiar with the laws and rules governing special areas of law. Countrywide Pre-Paid Legal Services has a nationwide network of attorneys, but we readily admit there are certain areas of the law that requires special help. If we do not have attorneys that are expert in certain situations, we have no problem making referrals. Continue reading

Countrywide will Protect You from Hackers 




Consumers enjoy the convenience of ATM machines but there is a danger involved. If you are standing in line, be concerned about the person standing behind you. It is possible, while you are putting your code into the ATM, that person is making a mental note of your information. It is a risk that is becoming more common in our modern society. Hackers are willing to hit the jackpot with your money.

The worst case would be if a hacker got your information from the ATM and used the same machine to empty your bank accounts You might not know about the theft until weeks later when the bank statements arrive. The same is true if credit cards are pilfered from your wallet. Group legal plan vendors do not always include identity theft protection. Countrywide Pre- Paid Legal Services does have the option which can protect your information Continue reading

Our Program Comes to Your Financial Rescue




You might think that all debt problems arise from plastic but that is not true. Granted, people often create large credit card amounts by spending. However, these are usually controllable. What drives an individual into financial wellness difficulty are sudden expenses. These could be medical bills, having to buy a new car, or sudden family emergency. The situation can get serious quickly.

Debt Management Plans Prevent Panic

Many employees live from paycheck to paycheck. They may be able to just barely get to the end of the month with the budget they have. A sudden financial emergency can turn matters into a train wreck. The person could panic and consider filing for bankruptcy which is not a good idea. Countrywide Pre-Paid Legal Services has a financial wellness program that includes a debt management plan. It is something to be used in extreme cases.
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Giving Comprehensive Legal Assistance



Group legal plans are not all the same. Even though vendors may have almost identical benefit options, pre-paid legal services will differ. It is how the various benefits are administered, along with secondary benefits, they create the disparity. Countrywide Pre-Paid Legal Services is a leader in the industry because of the overall quality of what we give.

Countrywide will provide basic group legal plan benefits such as writing a simple will, consumer protection advice, and drafting medical powers of attorney. We go a little bit further than other vendors, however, by some of the other activities we will do for the sake of a plan member. These include the following:
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The Bills Are Controllable


Folks need to understand deductibles will renew annually. For example, let us suppose that a person has a deductible of $5000 and a medical procedure consisting of a surgery and physical therapy each costing $5000. Let us also suppose that the surgery is performed in 2017 and the physical therapy is scheduled for 2018. Even though the patient has paid $5000 in 2017, this person will need to pay an additional $5000 out of pocket BEFORE the insurance pay anything. It is because meeting the deductible starts all over again with the new year. This scenario is not fiction; it happens all the time. People run into serious deductible debt when medical procedures span more than one year.

The bills can mount up and the providers expect to be paid. Failure to meet the obligations can result in collection agencies knocking on the door. Employers should help their staff with medical bills. Countrywide Pre-Paid Legal Services has a financial wellness plan that provides needed assistance. Continue reading

Quality Adds Value to a Group Legal Plan



Decision-makers can take the opportunity of a new year to insist on better service. Benefits offered to employees should not only solve problems, but provides necessary assistance that makes all the effort convenient for employees. Some group legal plans will stay with the old-fashioned way of doing things. Countrywide Pre-Paid Legal Services strongly feels that it is how we provide help that determines the quality of the benefits we offer.

We Combine Experience with Professional Help

We provide pre-paid legal services for organizations of all sizes, and have done so for the last 30 years. What we offer is a group legal plan benefit which can resolve the issues of many people. These options are what employees need, but, frankly, an organization can expect more and should. Good service is more than a website with a frequently asked questions page, and some pages explaining various benefits. Hard-working people enjoy personal contact with a real professional. They need to have serious questions answered. Continue reading

Payments can be met spider-pocket-189x300


Employees generally like the employer-sponsored group health insurance. They appreciate the assistance given with medical expenses, particularly catastrophic bills. Employees grumble, however, about the deductibles. The deductibles in most employer-sponsored group health insurance policies have been rising steadily over the last few years. They’re at a point where the deductible can be a threat to financial wellness.

Deductibles Can Grow Medical Debt

An employee must use all the deductible before the full health benefit can be utilized. It is why those who file for bankruptcy due to medical debt ordinarily have health insurance; the deductible stands in the way of the health benefit. Continue reading

Our Assistance Makes Dealing with Government Easy



The government can confuse people. Bureaucracies are both national, state, and local. You may have to deal with one and not the other two or, all three at the same time. The average employee is going to find all this frustrating. Many group legal plans do not bother with helping but Countrywide Pre-Paid Legal Services does. Our group legal plan benefits include assistance with government agencies.

Your tax dollars fund various services through public agencies. These organizations require certain types of information. What can get confusing is what is needed by a federal agency, may be entirely different than what is requested by a local municipality. On top of everything else, some deadlines need to be met. The wrong information will probably result in an application returned to the individual for corrections. It creates an administrative delay that might end up with a missed deadline. Countrywide Pre-Paid Legal Services offer group legal plan benefits for organizations. Our attorneys provide help with those public agencies. Continue reading

Expert Advice Makes It Easy



College loans have a time trap. Certain loan programs allow for a fixed period of time to get a degree. If a student’s time in school is accidentally prolonged due to being closed out of a class, it doesn’t matter. Loan programs also have a short grace period of perhaps no more than six months. After that, payments are expected on a routine basis. It is a situation where the overall cost can grow, and a student has very little control over that.

Recent college graduates who are in their first full-time job feel the pressure and the mounting anxiety. Their college loans must be paid, but the same is true for the rent and utilities. Financial wellness is under serious threat, and the person may be looking at possible bankruptcy. Organizations can help fix the problem if they look at the Countrywide Pre-Paid Legal Services program.