Articles Posted in Group Legal plans

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Intestate is not a pretty sight. Financial planners will warn their clients to avoid it and take necessary precautions. It can cause a high level of stress and anxiety for families.

The Dark Halls of Probate

Intestate is the term applied to estates where there is no existing last will. A person passes away without a document specifying how his or her estate will be dispersed. There is no executor. This situation results in the probate court naming an administrator over the estate. That individual will report directly to the court. This causes lengthy delays in the final distribution of assets. Group legal plans offer simple will drafting as a benefit. Countrywide Pre-Paid Legal Services has such a service.

The Basics of a Simple Will

A simple will names an executor and provides instructions on how to divide an estate among the survivors. Countrywide has this option for any group legal plan. A simple will is no more than six pages long and it is enough for most people. Our nationwide network of attorneys can write a simple will that meets all legal requirements. Continue reading

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Facebook was successfully hacked a few weeks ago. An estimated 50 million subscribers had their accounts compromised while Facebook continues to upgrade its security. It is disturbing this social media platform was broken into by cyber thieves. People are still getting over the shock.

Employers should not ignore the risk caused by hackers. Anyone who uses social media for purchases can be in trouble. Employees who are compromised must rebuild their credit ratings and restore personal finances. The process can take weeks. The crime does affect productivity because of the distraction. Anything to help a person avoid hacker calamity is appreciated. Group legal plans don’t always help. Countrywide Pre-Paid Legal Services has a benefit to protect an individual from Internet vandalism.

Information Will Help

Cyber thieves rely on time. They believe that once they have hacked credit card information, they have several weeks before the victim knows what occurred. It gives these felons an opportunity to either max out the credit card or sell the information to someone else. The person hacked doesn’t know what happened until the credit card bill shows up. Continue reading

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Group legal plans are on the bucket list of many organizations. Millennials express a sincere interest in this benefit and financial health is becoming very important to ordinary employees. Countrywide Pre-Paid Legal Services respectfully asks you to consider our group legal plan benefits. We believe we offer significant value.

It Is Not a Courtroom Drama

Television will make anyone think legal assistance essentially deals with court cases. That is not true. Most pre-paid legal services involve matters that rarely go before a judge. Paperwork is the primary activity. Drafting simple wills or composing medical powers of attorney are group legal plan benefits that our attorneys are offering to help plan members. Other services such as help with public agencies and consumer protection complaints depend on the legal expertise of the attorney.

Countrywide has a nationwide network of attorneys. The pre-paid legal services they provide are standard legal benefits with the Countrywide difference. Continue reading

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Legal documents make for tough reading. The sentence structures are intended to define what is required by law or what is expected of other parties; none of it is meant to entertain. It can be a headache trying to understand the simplest paragraphs. Not all group legal plans address this problem, but Countrywide Pre-Paid Legal Services does. One of our group legal plan options is the review of contracts and other legal documents.

Some of These Document Reviews Are Ordinary

Legal documents are not just for major occasions. Some of them are used in ordinary transactions and people don’t always realize that. For example, the lease you sign for an apartment is a legal document. It has certain requirements and what the consequences are if the lease is not respected. Even though it is purchased as a product, a warranty is a legal document. A consumer must be careful when it comes to legal documents, because the terms are binding. It is always a good idea to have an attorney review one.

The Countrywide lawyers will do that as a pre-paid legal services benefit. We have a nationwide network of highly professional attorneys who will look at the legal documents a plan member wants to have reviewed. It is always a good idea to request this review prior to signing it and schedule an appointment with a Countrywide attorney. The lawyer checks the language and notes the obligation requirements for all parties involved. Experience with all types of contracts enables the Countrywide professional to point out various problems and warn of any written dangers. Continue reading

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Catastrophe occurs in seconds. It might be an industrial accident, a traffic mishap, or a cardiac arrest which sends a person into the dark. An unresponsive patient may still be alive and on life support in a state of near death that can last for months or even years. It is important for group legal plans to provide a means to prevent a tragedy. Countrywide Pre-Paid Legal Services has a benefit option that helps avoid indecision.

The Importance of the Living Will and Medical Powers of Attorney

Our group legal plan can offer a living will and medical powers of attorney as well. Both will alleviate the medical limbo a life support circumstance may cause. The living will includes instructions on what procedures to use in the event of a plan member becoming comatose. The living will also might specify those actions which are not to be used and when life support must end.

Medical powers of attorney will go a step further. Some decisions go beyond what a living will specifies. This pre-paid legal services option permits a plan member to appoint someone who will make necessary decisions on behalf of the patient. Directing that the life support system be turned off is the toughest decision, without a doubt. Medical powers of attorney take that away from family members and gives it to the appointed decision-maker. It spares the loved ones all the anguish of requesting what they know will be the end of a dear one’s life. Continue reading

 

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People want to have group legal plan benefits. There are many situations where legal counsel can make a serious difference and access to the service is appreciated. Nevertheless, quality is critical. Too many vendors promote their plans that offer very little convenience or substance. Countrywide Pre-Paid Legal Services helps with high standards of quality.

Standards for Group Legal Plans

A good legal benefit has three main components:

  1. Excellent Legal Counsel. Attorneys who have experience and are known for high-quality advice.
  2. Benefit Options That Complement Each Other. These are not stand-alone services, but ones used with other pre-paid legal services options in the plan.
  3. People-Centered Administration. No one is forced to wait long periods and service providers have high emotional intelligence levels.

Continue reading

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Elections are just around the corner and candidates are busy campaigning. No matter what the major issues are, how public agencies are serving people is a major concern. Many citizens are frustrated with the attention they are receiving. There always seems to be delays and hard to understand applications. People get angry and complain about poor service. Group legal plans can help with public agencies as a way of cooling down the situation. Countrywide Pre-Paid Legal Services has a group legal plan option to help people get required services from the government.

The Process Can Be Complicated

Bureaucracy follows a given set of rules with no exceptions. People will not complete an application properly and be required to start over. Submitting the wrong information will halt the process immediately. Folks will even go to the wrong office. It helps to have someone who can cut through all this red tape. Countrywide Pre-Paid Legal Services does that.

A nationwide network of attorneys assists group legal plan members. The lawyers practice in the community and know how all levels of government operate. A conference with a Countrywide attorney can map out a plan of action. One of our pre-paid legal services is the ability to communicate on behalf of a plan member. The lawyer can write letters or make telephone calls for the plan member. It helps clarify the process, so no mistakes happen. Pre-paid legal services include an unlimited number of telephone calls to the Countrywide attorney. All questions are quickly answered. Continue reading

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Countrywide Pre-Paid Legal Services has every reason to be proud of its attorneys. These folks combine excellent emotional intelligence expert and legal knowledge to deliver superior service. However, there is a limit to what they can do.

The legal profession has become increasingly more specialized. Intellectual property, cyber-security, and immigration law are becoming more nuanced. The same can be said for adoption law and property disputes. Our lawyers may not have the legal skills to address complicated issues in the far corners of the law. Attorneys with special skills are needed and group legal plans do not always have them.

Countrywide believes that serving a plan member is job one. If the existing pre-paid legal services can’t solve the problem, Countrywide will recommend a referral and make the needed contact. Group legal plan members like this, but they worry about the cost. Lawyers with a unique skill set will charge higher rates per hour. Continue reading

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Warranties might appear to be simple, but they are not. These are agreements which are legal documents and have specific requirements. Salespeople will try persuading customers to purchase warranties with pressure sales tactics that sometimes work. The individual pays a hefty price for a warranty that will never be enforced. Some group legal plans help with warranties. Countrywide Pre-Paid Legal Services is one of them.

Warranty Nuances

Warranties can be complicated. For example, an automobile warranty might cover Original Equipment Manufacturer (OEM) auto parts but not After Market parts. Labor costs may have certain provisions such as the warranty only paying 50% of the bill. The warranties will last only for a few years. Going to the wrong repair shop could void the warranty, depending on the terms.

Countrywide has a national network of attorneys who provide required pre-paid legal services. We strongly urge people to have a lawyer review the warranty before signing it. A Countrywide attorney can look at the language point out the major clauses. Some small stores might use warranty documents that are outdated and invalid. Our lawyers will spot that and alert the group legal plan member. Continue reading

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The open enrollment period is a time of reflection. Employees will look at their coverages in the light of premium and/or deductible increases and decide if any changes must be made. That’s prudent behavior, but there is something left out. There needs to be an answer to a major what – if statement: what if I am in a coma and cannot respond.

Medical Emergencies Come Unannounced

It can be a stroke or cardiac arrest that sends a person into the darkness. Healthcare providers have a mandate to keep a person alive. It means a comatose patient is on life support for extended periods of time. Someone is needed to make decisions. Not all group legal plans have this service, but Countrywide Pre-Paid Legal Services offers the drafting of a living will and legal powers of attorney.

The objective of both is straightforward: authorized decision-making in the case of a medical calamity. The living will provide instructions on what to do if a group legal plan member is no longer able to communicate. The living will is a pre-paid legal services benefit that also benefits the healthcare provider. The decisions about medical care are written down and the care provider need only follow them. Continue reading