Articles Posted in Group Legal plans

Dealing with Agencies More Efficiently20111126_FNP001_0-300x168

Paper appears to define bureaucracy. There is so much for all types of activities and privileges. A person needs a license for fishing but also for various other things such as a driver’s license or a hunting license. You may need a building permit to put an addition onto your house or to build a new home, and they’re all kinds of applications for various things a person wants to do. All the paperwork can be both confusing and frustrating. Government clerks adhere to certain regulations. Anyone who misses a deadline or provides the wrong data can expect to go back to square one. Countrywide Pre-Paid Legal Services wants to end the anxiety about dealing with government paperwork. Our group legal plan benefit includes assistance in dealing with government agencies at all levels.

Dealing with All the Papers

People require having forms explained to them, and the Countrywide nationwide network of attorneys is there to help. Our seasoned legal professionals will sit down with a plan member and, as part of pre-paid legal services, explain what the government agency wants to have. He or she will also point out various deadlines and explain the importance of them. This person will also tell where to get additional information so that the application is airtight. If a face-to-face meeting with a government official is necessary, the lawyer will let a plan member know what to expect and how to handle the situation. These kinds of tidbits of advice make for a less stressful meeting with that bureaucrat. Continue reading

Countrywide Lawyers have Superior Communication Skills 



Communication is a cornerstone of every Countrywide group legal plan. We understand how essential it is for effective pre-paid legal services. Many people are understandably confused about legal issues. They do not deal with them daily. When they face an issue such as a warranty problem or the need to draft a will, anxiety goes right up through the roof. Countrywide Pre-Paid Legal Services wants to help

A Complete Service Package

The assistance we provide is more than just a web page. We want our group legal plan members to be able to talk to an attorney directly. Our nationwide network of lawyers allows for face-to-face conferences to be easily arranged. We also permit unlimited telephone calls to a lawyer on any given situation. It may appear to be a small consideration, but these phone calls help answer questions which may arise after the conference. Such attention allows channels to be open in communication to flow back and forth. Continue reading

Good Advice Makes All the Differencespider-pocket-189x300

We all face challenges with money no matter how old we are. Millennials have difficulty setting up budgets, but older employees fret about retirement. It ‘d be great to be able to take charge of finances and have a better cash flow going in and coming out. It sometimes takes seasoned advice to develop reliable financial wellness.

Finances can make a person feel he or she is juggling far too many balls in the air. People are accustomed to a mortgage payment on a car loan, but others have to deal with student loan payments, harsh credit card problems, and any other number of bills needing cash. It is easy to have the trees block and hide the forest. People don’t always know how to handle a budget properly. They’re not stupid; things are just too complicated. Countrywide Pre-Paid Legal Services sympathizes with this kind of confusion. We have a financial wellness program that is intended to help people take better control of their financial situation. Continue reading

Countrywide Will Solve Them



People get frustrated with warranties. Everyone thinks that this piece of paper covers all repair work done to a product. It is not always the case. The language of the warranty is going to decide what is covered by the warranty and what is not. Warranties are written in legal language, and people get confused. A group legal plan that allows for attorney assistance is essential.

The terminology can vary from one product to another. For example, a bumper to bumper warranty, which ordinarily covers a new car for up to three years, is something that a car dealer is going to offer. A powertrain warranty is an additional protection which gives repair assistance for the transmission, the engine, and other parts that will last for as much is five years. However, a factory warranty has very specific limitations. A lawyer who gives pre- paid legal services can point out that damage caused by hail might not be covered. Continue reading

College Loans Can Be Trickyjar-edu-300x200

There are numerous programs intended to help college students deal with rising tuition. Stafford loans, Perkins loans, the PLUS program, and conventional loans from a bank are there to help service the debt. The trouble is that each program has its special requirements. A missed payment has a penalty, while another program can allow for some leniency. It gets confusing, and a graduate may unexpectedly step into a debt trap. The best way to protect financial wellness is to have excellent advice. Unfortunately, many vendors claim to be experts and really are not. Countrywide Pre-Paid Legal Services wants to help with this dilemma. Our assistance comes from seasoned professionals.

Guiding a Plan Member

The Countrywide financial wellness program takes advantage of the experience and expertise of certified counselors. These are people who make a living out of helping others with their debt problems. College loan debt is something that is very common in modern society. Our veterans deal with it all the time. Continue reading

Good Advice Gets ResultsCONSUMER-PROTECTION-LAW-278x300

“Let the Buyer Beware” is a major rule of the marketplace. It reminds people that there are unethical folks out there, looking to take an unsuspecting person’s cash. Things have gotten worse the last few years for the average American. Deceivers are getting more talented, and they are practicing their craft in other areas. It takes a good group legal plan to help protect the consumer from the damage.

The Internet sales are one area of clever deception. It is the only place, though. Services, as well as products, are danger areas. Example are home-improvement companies who charge one price, wait until the job is only half completed, and then demand more money. Being charged for services not rendered or online purchases that are never received by the buyer are other areas of consumer fraud. Countrywide Pre-Paid Legal Services has worked with organizations since 1987 to provide great group benefits. Consumer protection advice is one of the services we offer. Continue reading

Government Regulations Will Change


Change is constant in life. You can expect to see different ways of doing things all the time, and the adjustment ordinarily is not a major event. The new administration in Washington is causing a change in rules and regulations governing various public agencies. It trickles down to the state and local levels, as elections change the bureaucratic landscape. Change can be necessary, but some revisions are going to cause sizable headaches. Help from a group legal plan is something a lot of people require.

A Flurry of New Rules

Public employees are sensitive to regulations. They will follow them regardless of any inconvenience it may cause. What frustrates people are all the changes in deadlines and information requirements. Rules on the books in December can be entirely different in April. The changes can require a person to go back to square one and start all over with the application process. It gets aggravating. Countrywide Pre-Paid Legal Services understands the frustration the change can produce. We know that regulations will be revised from time to time, but we also know the anxiety new rules will cause. Our group legal plan provides legal assistance. A Countrywide attorney can help a plan member deal with public agencies on all levels. Continue reading

Good Communications is a Calming Force


Legal issues cause anxiety. Whether it is contracts that are vague or preparing cases for a small claims court, folks get extremely nervous. It makes sense because they do not know all about the law. It is a mystery that a good group legal plan can make clear. However, this clarity happens only when a good rapport and sound communication is present.

Good Communication is Critical

Communication is where many online legal assistance programs fail. They encourage subscribers to get in touch with any questions but do not establish a rapport. Frequently Asked Question pages pop up and these do not help. Pre-paid legal services require more. An opportunity to interact with an attorney face-to-face is critical. That kind of contact will help calm people’s nerves. Countrywide Pre-Paid Legal Services knows this. We have worked with organizations since 1987 to establish group legal plan benefits. Communication is an essential service. Continue reading

The Right Person Must Have the Authority



Having a medical power of attorney document makes sense. If a medical calamity happens and you are comatose, then someone can make the decisions you want pertaining to your care. However, this document is not something that ought to be composed on a website template. Whoever has the medical power of attorney needs to have certain qualities. A group legal plan which allows conferences with an attorney can make the medical powers of attorney document more competent.

What Is Needed

Selecting who will have medical powers of attorney is crucial. It can be a good friend or relative, but it takes more than that. The individual is going to be making some very firm decisions that affect your medical condition. Certain traits are necessary including:

  • Complete Understanding. Individual selected must know precisely what you want to have done in the event of a calamity. This may include end of life care and the person must know what type of treatment you want.
  • The Ability to be Objective. Major medical emergencies can be extremely emotional for everybody. There is a lot of anxiety and worry. Nevertheless, the one who has medical powers of attorney must be clearheaded. He or she must make sure your wishes are followed, regardless of any opinion about a given procedure.
  • Courage in the face of the crisis. The expertise of physician or professional healthcare provider can be intimidating. A person may give in and follow their directives, even if what the medical professional wants is contrary to your wishes. Whoever has the medical powers of attorney cannot be intimidated by what a physician recommends. This person must be willing to ask very pointed questions and any procedures followed must be in line with what you have specified. It must be made clear to any physician.

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College Debt is Manageable


Spring break is in full force, and many college seniors are getting the resumes together for work in the real world. Generation Z, those who are just entering the job market fresh from college, are going to start becoming a part of the workforce in greater numbers. They’re facing major college debt hassles. It is not easy for them to do it alone.

College Debt Can Be Frightening

The challenge is that the amount can be comparable to the cost of a house. It is something these young people have little understanding about. Many know about the grace period, but that is about it. What they need is excellent advice that comes from a financial wellness program. Being able to talk to experts can make things easier. Countrywide Pre-Paid Legal Services offers the kind of support these new employees need.

We have a nationwide network of certified counselors who could help a person deal with his or her college debt. Our professionals have the expertise necessary to show how a debt hassle is easily managed. Everything starts with a budget analysis that indicates where income and expenses are. On that information, the counselor then begins to help with the financial wellness plan member develop a means of resolving any difficulty. The Countrywide counselor will take a careful look at all the outstanding loans a plan member may have. This financial professional will then check to see with the payment options are. Depending on the loan source, there may be opportunities for easier payments. Continue reading