Articles Posted in Pre-Paid Legal Services

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stockfresh_181218_last-will-and-testament_sizeS_72a2cb-300x225A simple will is a testament to what a person wants to be done with their estate once they have died. The document is no more than six pages long and, if properly drafted, will ensure a person’s wishes are fulfilled. However, some things need to be in the paperwork to make the document better enforceable. Here are some improvements a person can make to a simple will that ensures their wishes are carried out as intended. These improvements include:

  • Alternative beneficiaries should be there. It’s vital to name alternative beneficiaries in case the primary ones died before the testator or are unable or unwilling to inherit their portion.
  • The will ordinarily distributes the estate in equal shares among the beneficiaries. If the testator wants to leave specific amounts of money or assets to particular individuals or organizations, these must be included in the simple will.
  • An executor has to be appointed so that the terms of the will are carried out. That person must be someone who is both competent and trusted.
  • Provisions for minor children. This is essential if the testator has little children since their care and guardianship need to be provided if both parents pass away.
  • Tax implications are going to play a role in estate distribution. Therefore, it is essential to consult with an attorney or accountant to be sure that the estate is structured in a tax-efficient way.
  • Regular updating. Drafting a will is one thing, and maintaining it is another. Regular updates will make necessary corrections due to marriages, divorces, changes in assets, births, or deaths of any beneficiaries.

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Warranties are not sold for automobiles and refrigerators alone. An individual’s most essential equipment is household computer equipment. Desktops and laptops are used for business and entertainment alike. We are so accustomed to using computers that the quality of life is reduced when they are not working. Warranties ensure that the technology is available when an accident occurs.

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stockfresh_8628171_legal-advice-book-title-3d_sizeS-300x150Legal practices and procedures heavily influence modern society. People need to know the legal implications of their choices such as entering into contracts or purchasing warranties. Often, a lack of understanding of the legal document provides serious consequences. It helps an ordinary consumer to have legal advice that is readily available and affordable. Group legal plans offer such assistance. Continue reading

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Woman in home office with computer using telephone frowningIntestate succession is a process of distributing a person’s property when they die without a will. It can be a complicated and emotional process, particularly if loved ones are fighting for control over the estate. Significant problems arise when someone dies without leaving a will behind.

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Help Dealing with Government AgenciesMany people need help navigating government agencies’ bureaucracy and red tape. It can be a daunting task that requires patience. Waiting times can be lengthy and frustrating. Usually, it is worth your while to call ahead or look at the agency’s protocols before walking into the building. There are also online resources for submitting documentation or filing paperwork.

A brilliant idea to break your task into manageable chunks, so you always have a clear idea of what is expected. There are ways to get through the red tape.

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stockfresh_3558891_lawyer-and-client-in-office_sizeS_487dc8-300x200An executor is an essential factor in managing a person’s final estate. That appointed individual is responsible for making decisions and guaranteeing that everything about the distribution of the assets is done legally. There are four important reasons why a careful decision must be made when it comes time to appoint one.

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stockfresh_7251761_consultant-showing-document-to-couple_sizeS-300x200The quality of an employee benefits rests on several things. Excellent member services are crucial. Plan members must feel they can receive the help they need without begging. Moreover, the providers must have the tools to deliver one step beyond the ordinary. Group legal plans rely on being able to communicate with plan members and use various means of communicating to gather essential information.

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stockfresh_1627257_estate-planning-word-cloud-concept_sizeS-300x300Older employees often think of retirement and the estate they will leave behind to the beneficiaries. A simple will is usually one of the first things that come to mind when deciding what to do. However, even a simple will can be a complex process, and it does require careful thought.

The Basics of a Will 

It is a legal document that establishes a person’s wishes regarding their property and the guardianship of their children in the event of death. It is essential to prepare a will so that assets are properly distributed when a person dies, and the individual’s loved ones are taken care of properly.

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It is a brand-new year, and 2023 holds a lot of opportunities for people. Furthermore, the new year also comes with many changes, particularly in government bureaucracies. Legislation passed in 2022 can change how people interact with various public agencies. It is going to be confusing for some folks.

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Reviewing DocumentsConsumer protection is an essential element of a healthy economy. It ensures people can shop confidently and securely, knowing that the products they purchase are safe. Consumer protection tries to reduce the potential risk of buying goods or services. It also provides consumers with ways to defend their legal rights when dealing with businesses, including access to dispute resolution and the right to seek compensation for any losses incurred due to fraudulent or deceptive practices.

It is a legal area that seeks to ensure the safety and security of consumers in their interactions with a business. Various government agencies will protect consumers from unfair pricing, unsafe products, false advertising, deceptive billing practices, and significant financial losses.

Consumers increasingly rely more on technology and digital platforms to buy goods and services, so the need for consumer protection is more significant than ever. The various types of consumer protection statues designed to safeguard buyers’ rights in multiple situations. For example, laws such as the Consumer Products Act protect consumers when buying products, while laws like the Fair Debt Collection Practices Act exist to protect buyers from unfair practices by debt collectors.

These are all benefits that consumers can use, but not all know about consumer protection or how to take advantage of the services. Group legal plans may or may not offer consumer protection advice options. Countrywide Pre-Paid Legal Services does. We want to allow plan members an opportunity to obtain advice and guidance from legal professionals who are familiar with consumer protection law and practices. Continue reading