Articles Posted in Phone Consultation

These Documents Provide Terminal Guidance

stockfresh_5472698_hand-signing-last-will-and-testament-document_sizeS-300x200

 

We often think our last moments will be in a bed surrounded by loved ones. It is a very romantic picture, but it is not often the case. Instead, a dying or comatose person is surrounded by nurses and doctors wondering what to do. Healthcare professionals are required to keep a person alive as long as possible. It can stretch out into days, weeks, and months. A living will is an important benefit a group legal plan should offer.

Living Wills Are Instructions

The final stage of a person’s life could be brought on by a catastrophic emergency. It could be an auto accident or a massive heart attack either of which might leave a person still living, but barely. The  victim may be completely unresponsive and is surviving due to life support system. Modern technology can extend life, but it might not be what the victim wants. Continue reading

Our Assistance Makes Dealing with Government Easy

stockfresh_8628171_legal-advice-book-title-3d_sizeS-300x150

 

The government can confuse people. Bureaucracies are both national, state, and local. You may have to deal with one and not the other two or, all three at the same time. The average employee is going to find all this frustrating. Many group legal plans do not bother with helping but Countrywide Pre-Paid Legal Services does. Our group legal plan benefits include assistance with government agencies.

Your tax dollars fund various services through public agencies. These organizations require certain types of information. What can get confusing is what is needed by a federal agency, may be entirely different than what is requested by a local municipality. On top of everything else, some deadlines need to be met. The wrong information will probably result in an application returned to the individual for corrections. It creates an administrative delay that might end up with a missed deadline. Countrywide Pre-Paid Legal Services offer group legal plan benefits for organizations. Our attorneys provide help with those public agencies. Continue reading

Expert Advice Makes It Easy

stockfresh_3576539_stressed-female-graduate-holding-stacks-of-hundred-dollar-bills_sizeS-200x300

 

College loans have a time trap. Certain loan programs allow for a fixed period of time to get a degree. If a student’s time in school is accidentally prolonged due to being closed out of a class, it doesn’t matter. Loan programs also have a short grace period of perhaps no more than six months. After that, payments are expected on a routine basis. It is a situation where the overall cost can grow, and a student has very little control over that.

Recent college graduates who are in their first full-time job feel the pressure and the mounting anxiety. Their college loans must be paid, but the same is true for the rent and utilities. Financial wellness is under serious threat, and the person may be looking at possible bankruptcy. Organizations can help fix the problem if they look at the Countrywide Pre-Paid Legal Services program.

Knowledge Can Save a Buyer Thousands of Dollars

stockfresh_2142927_family-holding-a-sold-sign-outside-their-home_sizeS_62ad93-300x200

 

It is possible that the new tax reforms will change the housing industry. Changes in tax deductions can cause more people to rent, causing the price of housing to drop. It means that the house is no longer a financial investment but a home. It can cause a change in attitude for a lot of people because they may have to hold onto a house longer than they originally thought. Purchase of a house, therefore, becomes a long-term investment.

The house is also the largest investment most people will make in a lifetime. It is more complicated than a retail transaction. There are mountains of paperwork and procedures involved in the purchase. Not everybody understands how to qualify for a loan, but it is a very important part of the financial wellness issue. It also is true that some of the actors in the home investment process are not committed to helping people. We provide education to help homebuyer be a smart shopper. Continue reading

Plastic Creates Havoc credit-cards-300x200

 

Folks love it when things are easy. Convenience is desirable, and people take advantage of it whenever possible. Expediency is the reason why people use credit cards so often. No one has to worry about carrying large amounts of cash, and all it takes is a swipe of a card to get a purchase transacted. Credit cards, however, are dangerous to financial wellness. They can cause some serious problems.

Plastic Can Be Overused

Retailers will not openly admit it but they appreciate the use of credit cards because of potential over purchasing. It is a well-known fact that customers will buy more if they use the plastic. It does not take long before a cardholder has a large balance on the credit card. The balance carries with it an interest charge that is in double digits. The interest charge means that the balance can quietly grow to larger and larger figures. Continue reading

01the-importance-of-a-comprehensive-legal-plan-article-4102-thumb-320x210-86253-thumb-320x210-86254-300x196Unique Legal Help Can be Used

 

Law in the United States is rich in its diversity. There are various kinds of legal specialties such as marine law, domestic and juvenile, Internet law, and various types of property law where an attorney can specialize. Countrywide Pre-Paid Legal Services offers one of the best group legal plan benefits in the country. However, we admit that our attorneys do not know every single type of law. Sometimes, a pre-paid legal services plan member needs special service.

Countrywide has a nationwide network of attorneys ready to assist plan members. If there is a need for specific legal advice, Countrywide will make a referral to the right attorney. This is where many group legal plans stop, but we will go a little bit further for our members. Continue reading

Someone Can Make the Needed Decisions

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200

 

Adults enjoy independence. Everyone wants to be in control their destiny and manage their personal life. No one wants to be under the control or guidance of another person. Unfortunately, matters happen beyond an individual’s control. There are occasions where a person is not in charge, and someone else must give the orders. A group legal plan with the ability to draft medical powers of attorney to assist in critical medical emergencies is a good one.

A medical emergency or an accident can render a person unconscious. Here she is in a senseless state where personal wishes cannot be determined. A concern is that no one knows what type of service the victim wants. Whether the person wants the life-support systems turned off is not known. Consequently, that machinery continues to work keeping a comatose patient alive even though there are no responses. Continue reading

A Financial Emergency Can Be Managed

debt-sitting-300x154

 

Personal finances stymie some people. They might make good money, but their expenses have gotten out of hand. This happens if a person has quite a few credit cards and perhaps a student loan or medical deductible expenses as well. The result can be a mountain of debt that looms over the financial wellness of that person.

It is not unusual for a few to simply ignore the debt. This is especially true with those who have student loan debt. They will either ignore making payments or just pay the minimum. It doesn’t help them one bit. Many debts have interest payments on top of them, and it just prolongs the pain process. Countrywide Pre-Paid Legal Services wants to help people get out of the trap. It is why we have a financial wellness program to provide service. Continue reading

The Right Words Matter a Great Deal

stockfresh_215939_questions-and-answers-signpost_sizeS-300x200

We are surrounded by technology. There are mobile apps, Internet websites, and social media intended to connect us to other people and the services we need. That’s nice, but it doesn’t always work. There are some needs, such as pre-paid legal services, that need a little bit more than the tap of a mouse pad to connect. A group legal plan is judged by the quality of the services provided.

Human Contact is Essential

People need answers that are more developed then a recording or script on a website. The legal dilemmas folks encounter may require separate answers for individual concerns. It is something that is not easily done with technology. People matter when it comes to pre-paid legal services. Arranging a meeting with a lawyer is not always done by other group legal plans. Countrywide not only makes meetings easy but encourages such conferences. Our nationwide network of attorneys allows for a plan member to easily get in contact with a lawyer. The consultation can be arranged, and a face-to-face discussion allowed. Continue reading

Foreign Workers Are Grateful for the Helpimmigration-doors-300x288

 

The United States has always been a favorite place for hard-working foreigners. These people come to this country with work visas and perhaps the hope of someday becoming citizens. The opportunity and the wages are both major incentives to come here. A problem surfaces in dealing with the government. People sometimes have difficulty, and pre-paid legal services can help remove obstacles.

Many are fluent in English but only when it comes to speaking it. Our language is complicated and legal/administrative jargon is even more difficult. A foreign worker can have trouble understanding what various application forms want. Also, the deadlines may be something entirely different.

Countrywide Pre-Paid Legal Services has an option which offers help dealing with public agencies. Our nationwide network of attorneys is part of the group legal plan, and they can offer needed assistance quickly. The Countrywide professional will also examine what information is being asked by the agency. If the plan member does not have what is needed, the attorney will tell what is required. Countrywide will make sure that any submission to a public agency is in proper order without anything left out. Continue reading