Articles Posted in Group Legal Services

stockfresh_2064336_identity-theft-word-cloud-concept_sizeS-300x300Everyone loves the holidays, and this is when people splurge on gifts. It is fun, and everyone gives and gets something. Online shopping became important during the COVID-19 quarantines and buying on the Internet is the shopping venue of choice for many people. Online shopping is convenient but beware! Cyber thieves and hackers are creeping into the dark of cyberspace.

Common Hazards

Cyber thefts come in many ways as hackers breakthrough security walls or are unintentionally invited into a person’s private information.

Online swindles can trick a person into buying something that is not there and providing credit card information to get it. A consumer can also accidentally compromise anything else, such as passwords. In addition, credit card information and access to bank accounts can happen during the holidays, and the person’s accounts can be maxed out or cleaned out. Continue reading

stockfresh_8628298_sort-index-card-with-referrals-3d_sizeS-300x200Countrywide Pre-Paid Legal Services is proud of its ability to give group legal plan members the absolute best in legal benefits. We have a nationwide network of attorneys, enabling us to assist clients no matter where they or their employees are located. Countrywide gives a quality of service that many other group legal plan vendors cannot. As a result, we can be relied on to help people with everyday legal issues.

When a Referral is the Best Service

Sometimes, a plan member’s needs go beyond the ordinary. For example, the employee may need specialized help in an area such as adoption or immigration law. The unique areas of jurisprudence call for barristers who possess particular knowledge and skills. These legal professionals do not come cheap, unfortunately. Continue reading

stockfresh_260360_read-the-fine-print_sizeS-200x300We all want to believe that we deal with honest people and the legal documents they ask us to sign are legitimate and trustworthy. But unfortunately, that is not always true. A rotten apple sometimes shows up and can have you in an awkward position with a less than honest lease.

Arbitration is the most overused procedure in the American economy. Tenants are asked to sign agreements that require disputes to be submitted to arbitration. As a result, a person signs the lease with an arbitration clause without knowing what is involved.

The tenant pays a hefty price for not understanding what was signed. The landlord, on the other hand, is safe from lawsuits. Additionally, the tenant may be reluctant to file a formal complaint because they think they are not allowed. Continue reading

stockfresh_8439488_keyboard-with-blue-keypad-consumer-protection-3d-illustration_sizeS-300x200You have probably noticed it is beginning to look a lot like Christmas. The retail industry is ramping up yet another marketing campaign to convince people to shop until they drop. You can’t blame the stores for doing that; they make most of their money from Thanksgiving to New Year’s Day. Unfortunately, sometimes the cash becomes more important than the consumer. Buyers must beware of the possible fraud or consumer protection violations.

Buyers Have to Beware Continue reading

benefits-300x135It is no secret that employee benefits are a way to keep your best employees. Retention has become a critical issue, and the statistics support that urgency. Approximately 4.3 million people left their jobs in August, and the Great Resignation has become a common phrase in our business language.

People appreciate any assistance that helps with daily life. Legal issues such as writing a simple will or a need to review legal documents are important, and group legal plans are created to address such important topics. Continue reading

stockfresh_181218_last-will-and-testament_sizeS_72a2cb-300x225It is a given that the last will is the cornerstone of estate planning. A person’s estate is in some legal jeopardy without that document. Unfortunately, some folks do not want to think about death, and the last will is the last item on their bucket list. It is a bad mistake. Those who die without a will leave their estate, including personal property, real estate, personal investments, and bank accounts in the dark realm known as intestate. That is no walk in a flower garden.

Intestacy Law and the Probate Court Continue reading

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200A living will is not the same as the last will, although it is sensible to any financial planning. Living wills are the directives you provide to family and healthcare providers should you become unresponsive. The contents of this document mold critical health care decisions, and care needs to be used in preparing one.

Terms and Conditions Continue reading

stockfresh_1627257_estate-planning-word-cloud-concept_sizeS-300x300It is essential to provide employees with the type of benefits they can use. These services cannot just gather dust on a shelf but must be available to assist with everyday problems. For example, legal advice is something that employees can use. It doesn’t mean that employees are involved in complicated lawsuits. Instead, there are common concerns people need to address, and group legal plans can help. An example is the drafting of a simple will.

 

Thinking About the Future

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stockfresh_260360_read-the-fine-print_sizeS-200x300Employee well-being has become a primary issue in the employee benefits arena. Workers want more than the standard group health and life insurance plans. MetLife’s 2020 Employee Benefits Trends Study discovered that whenever employers provide benefits that support the well-being of their associates, that organization is rewarded with better productivity and engagement. The same study showed that 82% of respondents indicated that legal services were either a nice to have or must have employee benefit. Group legal plans are now essential, and an employee wants assistance with issues such as reviewing legal documents. Countrywide Pre-Paid Legal Services offer legal document review as one of the benefits options in the group legal plan benefit. Continue reading

stockfresh_7255035_consumer-protection_sizeS-300x150The Internet has changed the marketplace, and cyberspace continually challenges consumers to seek protection from fraud and other unethical activity. There is no question that Internet-based scams are different from the traditional crimes that justify consumer protection laws. Buyers must beware of what is going on in the ether without their knowledge.

There are Retail Protections for the Online Consumer

The greatest threat to consumers on the web centers on private information. A negative option offers a free service or product to an online consumer, but credit or debit card information is requested when the consumer registers online. The vendor uses that information to enroll the consumer in a membership program and immediately sends monthly bills. Likewise, a data pass will happen when an online consumer buys something from a merchant. The payment is processed by an independent third party, who then sells the consumer’s personal information. Continue reading