Articles Posted in Legal Advice

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01the-importance-of-a-comprehensive-legal-plan-article-4102-thumb-320x210-86253-thumb-320x210-86254-300x196Unique Legal Help Can be Used

 

Law in the United States is rich in its diversity. There are various kinds of legal specialties such as marine law, domestic and juvenile, Internet law, and various types of property law where an attorney can specialize. Countrywide Pre-Paid Legal Services offers one of the best group legal plan benefits in the country. However, we admit that our attorneys do not know every single type of law. Sometimes, a pre-paid legal services plan member needs special service.

Countrywide has a nationwide network of attorneys ready to assist plan members. If there is a need for specific legal advice, Countrywide will make a referral to the right attorney. This is where many group legal plans stop, but we will go a little bit further for our members. Continue reading

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Someone Can Make the Needed Decisions

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Adults enjoy independence. Everyone wants to be in control their destiny and manage their personal life. No one wants to be under the control or guidance of another person. Unfortunately, matters happen beyond an individual’s control. There are occasions where a person is not in charge, and someone else must give the orders. A group legal plan with the ability to draft medical powers of attorney to assist in critical medical emergencies is a good one.

A medical emergency or an accident can render a person unconscious. Here she is in a senseless state where personal wishes cannot be determined. A concern is that no one knows what type of service the victim wants. Whether the person wants the life-support systems turned off is not known. Consequently, that machinery continues to work keeping a comatose patient alive even though there are no responses. Continue reading

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A Financial Emergency Can Be Managed

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Personal finances stymie some people. They might make good money, but their expenses have gotten out of hand. This happens if a person has quite a few credit cards and perhaps a student loan or medical deductible expenses as well. The result can be a mountain of debt that looms over the financial wellness of that person.

It is not unusual for a few to simply ignore the debt. This is especially true with those who have student loan debt. They will either ignore making payments or just pay the minimum. It doesn’t help them one bit. Many debts have interest payments on top of them, and it just prolongs the pain process. Countrywide Pre-Paid Legal Services wants to help people get out of the trap. It is why we have a financial wellness program to provide service. Continue reading

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The Right Words Matter a Great Deal

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We are surrounded by technology. There are mobile apps, Internet websites, and social media intended to connect us to other people and the services we need. That’s nice, but it doesn’t always work. There are some needs, such as pre-paid legal services, that need a little bit more than the tap of a mouse pad to connect. A group legal plan is judged by the quality of the services provided.

Human Contact is Essential

People need answers that are more developed then a recording or script on a website. The legal dilemmas folks encounter may require separate answers for individual concerns. It is something that is not easily done with technology. People matter when it comes to pre-paid legal services. Arranging a meeting with a lawyer is not always done by other group legal plans. Countrywide not only makes meetings easy but encourages such conferences. Our nationwide network of attorneys allows for a plan member to easily get in contact with a lawyer. The consultation can be arranged, and a face-to-face discussion allowed. Continue reading

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Foreign Workers Are Grateful for the Helpimmigration-doors-300x288

 

The United States has always been a favorite place for hard-working foreigners. These people come to this country with work visas and perhaps the hope of someday becoming citizens. The opportunity and the wages are both major incentives to come here. A problem surfaces in dealing with the government. People sometimes have difficulty, and pre-paid legal services can help remove obstacles.

Many are fluent in English but only when it comes to speaking it. Our language is complicated and legal/administrative jargon is even more difficult. A foreign worker can have trouble understanding what various application forms want. Also, the deadlines may be something entirely different.

Countrywide Pre-Paid Legal Services has an option which offers help dealing with public agencies. Our nationwide network of attorneys is part of the group legal plan, and they can offer needed assistance quickly. The Countrywide professional will also examine what information is being asked by the agency. If the plan member does not have what is needed, the attorney will tell what is required. Countrywide will make sure that any submission to a public agency is in proper order without anything left out. Continue reading

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Countrywide Will Draft One for You

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Drafting wills is a common benefit of a group legal plan that some folks avoid. The last will is not on everyone’s daily bucket list, and there are those who want to forget about it. This is a recognition of mortality but drafting a will is a pre-paid legal services benefit that cannot be ignored. It helps prevent time from becoming a real thief.

Intestate is a legal term for an estate for which there is no will. Those estates which have a simple will attached to it move quickly through the courts. Intestate situations do not. Instead, they become a matter for the probate court which takes a very active role. Continue reading

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The Medical Bills Can Be Staggering

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Employees expect to pay medical premiums either bi-weekly or monthly. They’re able to budget for these expenses and know what the figures will be. Something that is extremely difficult to budget for, and catches a person by surprise, is the medical deductible. It has the potential of harming the financial wellness of anyone.

Employers in the past few years have tried to contain medical insurance costs by raising the deductible. It means that deductibles that were once one or $2000 are now up to $5000 per year. The crisis sets in when someone has an illness or condition that is not temporary. Continue reading

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They Have Unique Problemsstockfresh_2776410_senior-adult-couple-going-over-papers-in-their-home-with-agent_sizeS-300x200

 

Senior employees are essential to the financial health of any organization. It is not simply their experience that makes them valuable. These staff members are ordinarily decision-makers, and the organization relies on them for getting things done. Their jobs require concentration without distraction. A primary distraction is their financial wellness. Worries about money and bills can cause a senior employee to think less about the job and more about the bank accounts.

New Expenses to Deal With

The troubles can be coming from several places all at once. A middle-aged employee may have children in college and is trying to help them. Taking out certain loans have obligations that the parent should follow through with, or else risk consequences. Older employees use medical coverage more often. It means that the deductible must be satisfied and it gets to be a problem. Out-of-pocket payments for various surgical treatments and therapy can cost thousands of dollars each year. This is all in addition to credit card debt that may be mounting. Continue reading

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You Can Win the Day in Courtsmallclaims-300x214

 

Not that many people have a day in court because most will settle before the cases are filed. However, there are situations where individuals go before a small claims court. This is a bench that hears disputes of perhaps $5000 or less, although some states have a higher threshold. It can get confusing and a group legal plan can help sort things out.

There are many reasons why issues end up in small claims court. It can be an argument over a property line, a warranty which is not being honored, or contract that has still has not been completed. The difference between this court and others is the lack of an attorney. Legal counsel will not represent you in court, and you must rely on yourself, instead. It is a reason why some cases don’t get anywhere. Countrywide Pre-Paid Legal Services knows that not all cases before small claims are frivolous. Many are substantial and require a ruling. We wish to be of help and it is why preparing a small claims court case is one of our group legal plan options. Continue reading

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Countrywide Has the Right Answers

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Nobody intends to be spendthrift. Employees do try to live within their means and spend less than what they make. Life sometimes comes at a person from out of left field. It might be an auto repair, a medical charge, or something else that just throws the budget out the window. It often is hard to regain financial wellness. A major expense may have several smaller bills from several different places. It is tough to try to get things under control. People will panic and just throw up their hands. It is important to have good advice to get out of a financial crisis. Countrywide Pre-Paid Legal Services provides a plan to help.

Information Gathering is the First Step

We take a proactive approach to dealing with financial wellness problems. The cornerstone of all our services are the certified counselors who are part of a nationwide network. These people provide the type of guidance a person needs. Information gathering is critical, and a budget analysis is the means Countrywide uses to collect personal financial data. The counselor looks at the cash; where it is coming from and where it is going. Continue reading