Articles Posted in Consumer Transactions

The Holiday Season is Full of Thievesindex

 

Holiday shopping brings out the best and the worst in people. In this season of giving there’s also some underhanded taking going on. It can be someone standing behind you in line at the point-of-sale. That person is looking over your shoulder and memorizing your credit card number or your debit card number. It doesn’t take much more for that person to hack into your accounts and start doing a little illegal shopping. Group legal plans often provide a base program and nothing else. Countrywide Pre-Paid Legal services is different. We do offer group legal plan benefits, but we also have a means to protect your identity.

Time Helps the Thief

Christmas bills do not show up on credit cards until January. It gives an identity thief plenty of time to make some mischief. This individual can easily max out your credit card with purchases, selling the stuff on eBay or from a car trunk. You don’t know the damage until weeks later. Countrywide Pre-Paid Legal Services offer protection using email alerts. These Internet sent warnings tell an individual that there’s been some unusual activity on the credit card, allowing the owner to take corrective action immediately. These alerts come from the three top credit reporting bureaus and are highly reliable. Continue reading

Countrywide Offers Proactive Strategies

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College students often live in a ramen noodle atmosphere where money is scarce. It comes as a pleasant shock when the same people land their first real job and start getting paychecks. Flush with cash, they start spending, and the spending can get out-of-control. Reality hits when the six-month grace period ends, and it is time to start paying down the college debt.

Financial wellness can be stressed because spending habits have settled in just as the loan repayment cycles begin. Millennials who have used credit cards in the past to buy groceries are now using them for other purchases, and that simply drives the debt higher. Countrywide Pre-Paid Legal Services wants to help a person get out of what is turning into a financial sinkhole. We have a financial wellness program that can do a lot to correct the situation. Countrywide has a nationwide network of certified financial counselors. These professionals work with plan members to sturdy the boat. A budget analysis is the first part of the service. The results might not be encouraging. Continue reading

Some of the Special Deals Aren’t That Great

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Black Friday will soon be here, and the Merry mayhem of holiday shopping begins. People love to go out to the stores or go online to buy things at this time of year. The increased sales activity, however, brings with it a challenge. Consumer protection is something people don’t think about until they have to deal with a defective product. A group legal plan which assists in consumer protection activity is providing very worthwhile pre-paid legal services for the holidays.

Product Mistakes Will Happen

Selling defective products is not always intentional. Mistakes happen on the assembly line or in the delivery of goods. Nevertheless, no one needs to deal with a defective product. Some merchants are a little hesitant to reimburse customers. Perhaps it is because the defective product is expensive such as a washing machine or refrigerator. Countrywide Pre-Paid Legal Services appreciates the frustration over defective merchandise in the holiday season. We have been providing group legal plan benefits for organizations since 1987, and consumer protection advice is one of the options we allow. Continue reading

Financial Wellness Plans Can Help

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Adjusting to the real world can be a struggle for Millennials. These people are extremely bright and tightly savvy, but finances could be bewildering. In addition to college loan debts, which are substantial, there are credit card difficulties which arise. Millennials sometimes get very frustrated with having to balance the figures. Their financial wellness sometimes gets in trouble.

A List of Worries

Coping with debt the size of a mortgage is hard for anyone. Millennials face this challenge six months after they graduate from college when the grace period is over. Their first paycheck seems to be snatched away by creditors, and they don’t have money for necessities. The trouble is an inability to budget. Countrywide Pre-Paid Legal Services is sympathetic to their needs. We have a financial wellness program to help these young people get a grip on their personal ledger sheets. Continue reading

No One Should be Stuck With a Faulty Product

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Consumer protection is not meant to antagonize or annoy any business. Instead, the laws are in place to protect consumers from unethical establishments. It is unfortunate, but in the marketplace, there are those who wish to take advantage of unsuspecting people. They’re able to get away with a lot of mischiefs because victims are hesitant to file complaints. A group legal plan with consumer protection service is important.

Our high-tech society is full of gadgets and services catering to sophisticated data search. Not all of these are high-quality, and some are very defective. A person should not have to pay for any poorly made merchandise. Pre-paid legal services ought to have options that will allow a person to file consumer protection complaints. It would allow consumers to seek redress as well as warn other companies of consequences. Countrywide Pre-Paid Legal Services includes consumer protection as an option for a group legal plan. Continue reading

Countrywide Knowledge Saves Dollars

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The current news indicates that the price of housing is starting to climb. The days of the marketing slump are over, and the cost of the house is becoming expensive. It means that many people were looking to buy a house need to take some serious steps right away.

It Is a Major Decision

A home purchase is perhaps the largest investment any consumer will make. A mortgage of over hundred thousand dollars is not out of the question, and you should be careful. Financial wellness will be in jeopardy if the wrong move is made.

The challenge many people face is lack of knowledge. Most first-time homebuyers do not understand the market, and not knowing what to do can cost them thousands of dollars. Countrywide Pre-Paid Legal Services knows how important it is to make the right move in the housing market. Our financial wellness program includes a housing education option. Continue reading

The Language Need Not Be Confusing

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Consumers like warranties. The possibility of getting reduce costs on repairs and new parts is attractive, and car dealers and other merchants are willing to sell warranties to the public. These business people know that warranties are rarely invoked, and the selling price is easy cash. Nevertheless, warranties are sometimes cited in repair work, and people run into problems. Group legal plan assistance is necessary to unravel the mess.

It is All Bout Words and Phrases.

Original Equipment Manufacturer (OEM) and After Market Parts are common phrases in an automobile warranty but are unfamiliar to most people. Not knowing the language is perhaps the biggest difficulty with warranties. Countrywide has a nationwide network of attorneys who are well-versed in the language. One of the pre-paid legal services these professionals provide is to interpret the warranty itself. A meeting with a Countrywide lawyer will help uncover the problems and provide clarity. Continue reading

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Financial wellness has become more than just a topic of discussion. Employees are increasingly more concerned about their personal budgets and want management to help. Financial wellness programs are benefits that can resolve problems. However, the success of any plan depends on the tools used. The wrong procedures will result in no real changes.

Countrywide Pre-Paid Legal Services has worked with organizations for 30 years to develop sensible benefits for employees. Our financial wellness program has a number of benefits such as help with medical costs or dealing with college loan debt. These have good intentions, but success rests on how we provide service to the plan members. Here is how we do it. Continue reading

Countrywide Lawyers Can Help

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Consumer protection laws maintain the health and safety of the American consumer. Statutes protect the person from faulty products, poor service, and essentially unethical practices in the marketplace. Many understand this but do not file a complaint. It is because they do not have the services of a group legal plan they are hesitant.

There is a Method to be Followed

Consumer protection is a process to get justice. There are forms to be filed, evidence to be collected, and deadlines here and there to be met. The unethical and unscrupulous vendor or merchant knows this, and they will act with impunity because they know the complexity of the procedure. Most people don’t understand what to do and therefore did not make use of the laws. Countrywide Pre-Paid Legal Services wants to help. Consumer protection is one of our services. It is a benefit option which allows a person to seek a remedy four poor service or products. Continue reading