Articles Posted in Legal documents

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Warranties might appear to be simple, but they are not. These are agreements which are legal documents and have specific requirements. Salespeople will try persuading customers to purchase warranties with pressure sales tactics that sometimes work. The individual pays a hefty price for a warranty that will never be enforced. Some group legal plans help with warranties. Countrywide Pre-Paid Legal Services is one of them.

Warranty Nuances

Warranties can be complicated. For example, an automobile warranty might cover Original Equipment Manufacturer (OEM) auto parts but not After Market parts. Labor costs may have certain provisions such as the warranty only paying 50% of the bill. The warranties will last only for a few years. Going to the wrong repair shop could void the warranty, depending on the terms.

Countrywide has a national network of attorneys who provide required pre-paid legal services. We strongly urge people to have a lawyer review the warranty before signing it. A Countrywide attorney can look at the language point out the major clauses. Some small stores might use warranty documents that are outdated and invalid. Our lawyers will spot that and alert the group legal plan member. Continue reading

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Group legal plans will specialize in drafting simple wills. It is the type of pre-paid services benefit everyone likes. Even though it is sensible financial planning, writing a will can also prevent a major domestic problem: the family feud.

Estate Battles are Brutal

Estates will bring out the worst even in tightknit families. A cousin or a sister may lay claim to a certain item, while a nephew insists he was entitled to some money. Arguments can even start up at the viewing or the funeral. Countrywide Pre-Paid Legal Services provides a will writing service for group legal plan members.

We do not use templates or fill in the blank forms. Our clients are all over the country and different states have unique rules about estates. Countrywide services rely on our nationwide network of attorneys. These professionals sit down with group legal plan members and go over the mechanics of the last will. We must remind you that we compose simple wills. Anything more than six pages is not part of the pre-paid legal services benefit. Still, most employees don’t need elaborate wills with lengthy clauses and codicils. We provide the services most truly need. Continue reading

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o-POWER-OF-ATTORNEY-facebook-300x200Anyone who has watched a loved one die knows how painful it can be. A medical emergency or accident causes a person to be in the hospital on life-support. The doctor tells the family nothing more can be done, and a decision is needed. Who is going to make it? What type of guilt, confusion, and anxiety will wash over the patient’s family? Group legal plans are offering a worthwhile service if they can make the decision easier. It is what Countrywide Pre- Paid Legal Services tries to do.

We have group legal plan options which include living wills and medical powers of attorney. A living will is a straightforward document. Essentially, the living will contains instructions a person provides for medical staff and family. The living will documents what treatments are not desired and when to turn off life support. Continue reading

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Employees are concerned about financial wellness. They budget for loan payments, medical bills, and contribute to a 401(k) retirement plan. These are all financially prudent behaviors, but there is more to fiscal responsibility. Those concerned about personal financial wellness might forget about their dependents.

Estate Realities

An inheritance is not always the path to a pampered life. An estate can pay large bills and help a son or daughter pay for college. People forget about drafting wills and die intestate without a will. This could jeopardize the financial health of survivors. Countrywide Pre-Paid Legal Services helps employees plan for the financial wellness of family members with a simple will plan option. Employees usually don’t require a lengthy document; six pages will suffice. A Countrywide group legal plan attorney can draft a simple will. It is not complicated, but there is power in the paragraphs.

Delays are the greatest challenges to an estate. Probate court takes its time moves at a slow, judicious speed. Things will go even slower when there is no will. Continue reading

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Countrywide Has a Referral System

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Social media was primarily something worked on in dorm rooms 15 years ago. Today, it is a major force in American culture and it is the source of a lot of litigation. There are new laws and court cases regarding the use of social media and not all attorneys know what to do. Some, however, have become experts in this type of jurisprudence. They are not ordinary lawyers and they command large fees. They’re the kind of attorneys that most group legal plans do not have in their networks.
Legal Referrals Are Sometimes Necessary

Regrettably, not every general practitioner in the law courts is familiar with the laws and rules governing special areas of law. Countrywide Pre-Paid Legal Services has a nationwide network of attorneys, but we readily admit there are certain areas of the law that requires special help. If we do not have attorneys that are expert in certain situations, we have no problem making referrals. Continue reading

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It Helps You Get Necessary Financing

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Allowance and stipend were the primary sources of income for many Millennials in their college years. Everything becomes different when these young people accept their first full-time jobs. There’s a paycheck coming in, considerably larger than the amount of money they used to get, and there’s a feeling of financial importance. It is essential to understand material value, regardless of what a person thinks about property. Financial wellness is influenced by what you know about your money.

It is easy for a person to discover his or her real value with the right tools. Not every benefits vendor has them, but a financial wellness plan sponsored by Countrywide Pre-Paid Legal Services does. We have what is necessary to help a person look at their complete financial picture. Continue reading

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Our Program Comes to Your Financial Rescue

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You might think that all debt problems arise from plastic but that is not true. Granted, people often create large credit card amounts by spending. However, these are usually controllable. What drives an individual into financial wellness difficulty are sudden expenses. These could be medical bills, having to buy a new car, or sudden family emergency. The situation can get serious quickly.

Debt Management Plans Prevent Panic

Many employees live from paycheck to paycheck. They may be able to just barely get to the end of the month with the budget they have. A sudden financial emergency can turn matters into a train wreck. The person could panic and consider filing for bankruptcy which is not a good idea. Countrywide Pre-Paid Legal Services has a financial wellness program that includes a debt management plan. It is something to be used in extreme cases.
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Forbearance or Bankruptcy are Not the Only Options

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Many recent college graduates may be facing a serious financial wellness issue in the coming weeks. The grace period provided by many college loan programs is ending, and a person must face the reality of making payments. This can cause an enormous amount of anxiety and lead to some very poor decisions if an individual does not get the right advice.

Counselors Outline the Options

The enormity of the debt is something most young people never encountered before. The debt can be as large as a house mortgage, and the figures can be bewildering. There are various options, such as forbearance, but these might not be the best alternatives. Countrywide Pre-Paid Legal Services does not want to see anybody caught in a financial mess. We have a financial wellness program to help.
The challenge can is easily resolved by knowing more about personal money. College graduates don’t always understand budgets and consequently come up short at the wrong time of the month. Countrywide has certified counselors whose first active service is to help newcomers to the working world prepare a budget. The professionals will look at income expenses and determine if any reallocation of funds can be accomplished. Continue reading

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Giving Comprehensive Legal Assistance

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Group legal plans are not all the same. Even though vendors may have almost identical benefit options, pre-paid legal services will differ. It is how the various benefits are administered, along with secondary benefits, they create the disparity. Countrywide Pre-Paid Legal Services is a leader in the industry because of the overall quality of what we give.

Countrywide will provide basic group legal plan benefits such as writing a simple will, consumer protection advice, and drafting medical powers of attorney. We go a little bit further than other vendors, however, by some of the other activities we will do for the sake of a plan member. These include the following:
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Quality Adds Value to a Group Legal Plan

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Decision-makers can take the opportunity of a new year to insist on better service. Benefits offered to employees should not only solve problems, but provides necessary assistance that makes all the effort convenient for employees. Some group legal plans will stay with the old-fashioned way of doing things. Countrywide Pre-Paid Legal Services strongly feels that it is how we provide help that determines the quality of the benefits we offer.

We Combine Experience with Professional Help

We provide pre-paid legal services for organizations of all sizes, and have done so for the last 30 years. What we offer is a group legal plan benefit which can resolve the issues of many people. These options are what employees need, but, frankly, an organization can expect more and should. Good service is more than a website with a frequently asked questions page, and some pages explaining various benefits. Hard-working people enjoy personal contact with a real professional. They need to have serious questions answered. Continue reading